Hello all,
I’m very much in need of helping my beloved wife get out of debt. She was previously married and her ex-husband opened several credit cards in her name without her knowledge, which she is required to pay. She is over $18,000 in debt as a result of this. She also has a lot of health issues and goes to the doctor a lot, and even some ER visits. She’s so wonderful to me, but the debt has really taken a toll on our relationship and our marriage. I want nothing more than to help her out of it. My financial situation is not great either. Our house is in poor condition and I’m struggling to afford the payments for my new roof. It’s a 10-year loan with a deadly 12.9% interest rate. Also have some foundation issues with many cracks in the basement walls and I’m very worried and have no emergency funds.