Two Baby Boomers in Trouble
Hi, my name is Brad. I am 61, and I find myself in a very difficult situation. I am from Australia but moved to Germany in 2014, where I have lived for the past 10 years. I came here for love, and I have been happily married for 10 years.
My wife, Rosi, is very loving and caring. She works hard as a nurse and, since the age of 16, has been working full-time in her profession, which is very demanding. She has worked a three-shift roster for approximately 45 years. Her health is no longer what it used to be, and early retirement is the only answer, but we don’t have enough money to make that possible.
You may be wondering about me (Brad). This is where it gets complicated. I have a heart condition, arthritis in my neck and back, and several years ago, I was diagnosed with Parkinson’s disease. As a result, I had to stop working in December 2020 due to my health. Last year, I was also diagnosed with cancer, which caused my wife to take special time off work to care for me. She has worked 75% of her normal hours to spend more time helping me recover. Thankfully, I have been cancer-free for a year now.
The financial agreement between Germany and Australia states that an individual must live and work full-time for a minimum of 10 years and pay taxes to be eligible for government assistance or a pension. Unfortunately, I did not meet these requirements before I had to retire due to ill health. As a result, I have no means of supporting myself or my wife. All our financial worries fall on her, as I cannot help her financially.
I have learned the hard way that moving to Germany has placed me in a situation where I am essentially an anomaly. Since I don’t live in Australia, I can’t receive support from them, and I don’t qualify for assistance in Germany either. The only option I see is to start an online business. That way, I can stay home and make money to support my wife’s early retirement.
If you are familiar with the health system, you would know that nurses are under immense pressure. They need to stay awake, think clearly, and administer the correct medication because a mistake could cost someone their life. It is too much for someone at the age of 61, expected to work until 67 before retiring. The shift work alone means Rosi has to sleep at irregular times, work different shifts, and perform perfectly every day. This takes a toll on her.
So here I am, asking for your help:
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Money to start an online business: €5,000 lump sum.
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Money to supplement our retirement: €5,000 per month for approximately 40 years (both my wife’s parents lived to 90+), totaling €240,000 lump sum.
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Money to replace my income if I were still able to work: Average salary from 20.12.2020 to age 67, €4,500 per month for 60 months, totaling €270,000.
*Nb: items 1, 2, & 3 are not urgent however this #4 requires urgency.
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I have an opportunity that I recently came accross that costs approximately €2000 but like a lot of other things going on in the world of finance and crypto they are ernding very soon mid December. As something big is going on that the average person knows nothing about.I dont know about it too but this could be my opportunity. If you would like to help me with €2000. Please make it asap as this is time sensative.
The cheapest option is the first one, but it requires me to be successful online. In this day and age, that is possible. But my Parkinson’s interferes with my short-term memory, and I have deteriorating fine motor skills. I make silly mistakes in critical decision making and I find it difficult even when using a mouse or typing. My wife does not trust me to manage our finances, which is why the other two options are also available for your consideration. I am metaphorically my wife’s Achilles’ heel.
All she can see is a future she should be able to enjoy, but my illnesses mean she has to care for me during her retirement.
I would be happy to communicate with anyone who wishes to respond or is considering helping me financially, or who has experience in the online world to offer guidance on starting an online business.
Please consider my proposal favorably. If you choose not to help, I thank you for taking the time to read my story.
Yours sincerely,
Brad Cross
PAYPAL link: paypal.me/bradcross13