Begging money.com
Hello, this is where this all started and has snowballed from. September 11th 2001!
Pre 9-11 I had started my very first corporation Clearview Inc. I was so incredibly proud of and actually still am proud of it because I know what it would have been if 9/11 never happened! The business I had created was when I was employed as an account executive At Fleetwood homes in Woodburn, Oregon. I had an Appointment with a client at a manufactured home park in McMinnville Oregon and after my appointment, I was walking to my car and I had the most beautiful epiphany I had ever had! It was a complete vision of an amazing business that was absolutely needed at the time! Which would help people that bought a manufactured home and moved it into a park where they would not own the land but they would rent there land space. I would be the only company to help move peoples manufactured homes out of the parks they were in onto there own land they actually owned! My job was to Help them find land and assist in the financing and development of the whole project all to help people own instead of rent! so with my experience having been in the manufactured housing industry as an account executive then promoted to a sales manager for the last few years back in 1995 I started this whole company in 2000 and I was doing so well I was making lots and lots of money every single day I had opened up an office and we had hundreds and hundreds and hundreds over 1000 clients that all paid for our small non refundable fee that we were asking to help seed our business on top of me using every credit card I had which was close to $100,000 in credit cards I went into debt because I believed in what I was doing! Then one morning I get a phone call from countrywide home loans! They approached me and they wanted to give my company a $1 million dollar a month escrow account to be able to fund land/manufactured home construction loan deals through making it a more streamlined process. This was the most exciting time in my life. I had an office in Salem Oregon and an office at countrywide at this point. I would wake up at the butt crack of Dawn and with a spring in my step! I had hired almost a dozen sales reps . Giving each a professional button up collard shirt with our logo on it! All sales people working for me were finding clients in manufactured home parks who wanted to not rent there land anymore and would rather own there land! I also was licensed bonded and insured. I also had my contractors license I had to pay $8000 for an insurance bond because I wasn’t actually doing the work myself. I was subbing the work out. I went to all the same places that actually put the houses together from Fleetwood where I previously worked. I went to those same guys and I told them what I was doing and asked if they would be interested in helping me so it was done right and of course they all agreed because at the time right before 911 the whole manufactured housing industry here in Oregon was dying or had already died and it was like I was the only one left offering a paycheck to people I was trying to help those who were forced into a park to rent to be able to own there own land! Because of this all the manufactured home builders it seemed because of this they pretty much all shut their doors. All of them! Woodburn was a Mecca for manufactured homes. All of them had closed, there was about seven or eight different giant dealerships in Woodburn Oregon They were huge dealerships and they all closed Their doors went out of business so I was pretty much the only one left and I was thriving. We charged 299 and we had more than a 1000 clients and for that 299 what we would do we would pull their credit, we would get them preapproved and we would help them find a piece of property usually 30-60min from where we met them in there manufactured home park. So on that new property, we would get them a construction bid so we could submit it to countrywide for approval and I had an in-house contractor that I had hired. That was our old contractor at Fleetwood homes to work up a bid on what it would cost to put water, sewer or electricity whatever you would need on that property , and also the cost of what it would cost to move the house their current house onto that private property and I would structure it all up into a construction loan and with the help of countrywide home loans wanting to be the main lender for this it was a no-brainer. It was a wham Bam thank you ma’am type thing it was absolutely fantastic , I would actually be taking phone calls while I was golfing for my sales people that were out getting deals done and it was just I can’t even tell you how positive this all was! Then all of a sudden 911 happened and right when this happened actually everybody knows exactly where they were when they had heard the news of September 11th! I was personally up in the mountains elk hunting and we went into town into the town of Tillamook Oregon to get something to eat and that’s when I looked up on the TV and I saw the towers being hit. That’s where I was, and I had no clue it was going to have such a devastating effect on my new business that was thriving! in fact I was oblivious to that ever happening that day! That next Monday at work countrywide home loans where I was submitting loan to countrywide home loans so we start using that $1 million a month escrow account that we were supposed to have! Instead of them being honest and just saying we can’t risk doing a new venture durring this time our country is in. They just kept on us thinking everything was ok until I started to get our approvals back! They said approved but after reading the approval and what stupulations they attached to each approval was opposite to what we said was required to make this all happen . Our files approval said no first time home buyer program they said they needed a certain type of carpet in each home needed 20%-50% down payment! they needed all the kind of stipulations that were completely opposite to what we agreed on in the first place! They were basically saying no and killing each deal we had. I had to immediately put a hold on all business and stop all sales people from collecting any more deposits from clients making sure people weren’t gonna start thinking we were just doing it for that fee! The last thing I wanted to do was not be 100% legit! thank God, I put in big black writing that our 299 fee was 100% nonrefundable because if I had to pay back every single one of those clients, which I wanted to at the time but couldn’t! If I did I would still be paying that to this day, but I did pay out of my pocket over $100,000 of all credit cards over hundred thousand dollars in credit card debt I carried that credit card debt with me after I had to close the doors on Clearview Inc. that was the name of my corporation. I had to close the doors of my business because nobody was interested in doing a new type of idea right after 911 so I went in immediately started doing mortgages after 9/11 and my life was great again! I was kicking butt again. By the way I bought my first home when I was 21 years old in Sherwood, Oregon. I had it built by a builder called Costa Pacific homes in 1997 in the Woodhaven subdivision in Sherwood Oregon. I had my Homebuilt at 21 years old. It was a brand new home beautiful gorgeous home. I lived in it for 17 years got married in 2007 right before the recession the big banking recession still to this day having a very hard time I had to walk away from my home what I ended up doing was using all the equity in my home to pay off all my credit card debt. I paid off every single debt I ever had including my truck loan I had at the time and when the recession hit in 2008 to 2016 pretty much I went through real tough time it didn’t matter how good you were at doing mortgages or how much business you had, absolutely zero banking institutions were lending any money none were wanting to do any business! For about 2whole years. I held on for as long as I could, my wife that I had married in 2007 she ended up leaving me. During that time, I thought at the time I was making the right move which was walking away from my house when there was probably other choices that I could’ve made at the time I thought that that was the right choice because I was very interested in making sure my credit was never going to be damaged because I made sure to make sure all my debts were paid off and paid on time I had a perfect credit score Well my depression went by and as we get older time just flys by before I knew it 10 years went by really really fast. By the time I got out of this horrible depression i was in for 10 years I went to borrow some money because I have borrowed money from every credit card you can think of out there but what I did after I paid them off, I closed my accounts because at the time I didn’t want my now new ex-wife to be getting into my credit because it happened a long time ago with another girl before I met my now ex wife. I just was trying to protect my credit. Then after 10 years, nothing I paid off in my credit report showed any history at all! I bought and paid for 16 cars. I’ve used every credit card you can think of paid them all off and on time and I find out that I have absolutely no credit history even though I bought a house that was $300,000 and all this credit that I’ve had over $450,000 worth of credit all paid off , and paid off all on time my report shows nothing! This is because after 10yrs our credit history if there’s no activity it all falls off!! I actually shot myself in the foot when I decided to close all my accts thinking it would make my score raise even more than my 720 score at the time. The reason why I walked away from my home was because I made a deal with Chase that if I walked away from the home or they made a deal with me if I walk away from home on my birthday, which is kind of a kick in the nuts to have to walk away on my bday i thought that wouldn’t hurt me because I was unable to pay my mortgage at the time. I paid 17 years on that house and I paid off everything and I have zero credit now I show I should be able to walk into a bank and get a $50,000 loan just with my signature and I am unable to get loan for anything right now because no credit is bad credit, I should’ve known this myself having been in the mortgage industry for as long as I’ve been I’ve been in for 13 years and never once did I think I would go through a hard time and be in such a horrible place right now after I walked away from my home. Now I have a two level apartment built on my parents property the same property I grew up on and both of my parents are getting very very old. They’re in their 80s and Alzheimer’s is starting to set in and I help my dad close his business so he could retire and I never knew Alzheimer’s was going to be as tough as it is but i’m an only child and my parents don’t have anybody else but myself and I’m not going to abandon them ever and I have no money and I have to be here all the time and I’m looking at maybe possibly going back to work but I hate to not be here because even the two of them as long as they’ve been together, they’re starting to argue with each other and my father told me he would rather be alone then argue about nothing with Ma! I’ve been there they argue over the dumbest things things that don’t even exist! actually and dementia and Alzheimer’s having watch my grandmother go through it. My mom hid from me a lot of the horrors that comes with it and I am starting to find out what those horrors are from my own mother having Alzheimer’s right now. So I do work helping my mother and father, and it’s a full-time job and I because of the decisions that I have made I don’t have any money of my own at all. I have no retirement I used all my 401(k) trying to save my house. I am trying to get rent assistance but the county I live in here in Washington county in Oregon. Believe it or not they only allow you to call at exactly 9am on the 15th of each month! I have called for the last 4 months and because they only accept a small amount of people that a whole bunch of people are calling in right at 9 o’clock. It can’t be 9:01am or 9:02am or it can’t be 8:59am has to be right at 9:00 AM. You have to call and it’s just a matter of luck if you get picked and it is the most, craziest ridiculous system I have ever seen and now witnessing having to call and deal with this not getting any help. And get this, I have been called back by the rent assistance people because of all the messages that I’ve left and every time they explain how I have to call on the 15th right at 9 o’clock and that’s the only time I can call and it’s just a matter of luck instead of them helping me all they do is call me back and tell me what is required for me to call. It’s absolutely ridiculous and the only thing that’s required is to call at 9 o’clock and believe me, I have called right at 9 o’clock for the last four months and have gotten nowhere , I have rent every month 1500 That’s what it cost here and it’s because my parents have a mortgage left on their property to help build this place that I have. I’m living in now and it’s really really stressful trying to take care of my folks and take care of me at the same time and not being able to do anything because of zero money I have no children of my own. I really really regret not having children of my own , really wish that I had that opportunity to experience that in this life I have not been able to experience that I am single. I have no kids and I have no debt and I’m broke after working my butt off since I was 14 years old I have nothing to show for it because it was all taken from me , all from 9/11 and then the bank recession in 2008-2016 and I have not been able to get back on my feet since! After being there to help my father close his business to help him retire. And he also doesn’t have a retirement. Both my parents only have their social security income What I am asking for is $100,000 so I can start the business that I have wanting to start since I was in high School. That is be able to help teach firearms safety to all ages. I am a certified NRA firearms safety instructor and I feel that it is absolutely necessary for pretty much everyone to learn gun safety! firearm safety is just like when people need to drive every day. They also had to learn how to drive safely and people get a lot of extras in life when they drive careful when they’re a good driver, and the rules of firearm safety are so simple and very much needed in our society today that I think that it would be a big big help to our community if that were something that was offered and not even actual firearms need to be present either! Ever since I was very young, I have been around firearms all my life. I have always treated even play guns as if they were real guns and that’s how I was taught since I was very little and starting with an air gun worked my way up. I have always known how important safety is with firearms and whenever I get the opportunity to go out in help I volunteer my expertise and I am able to help but so far it’s only been in a volunteer type situation and I would like to put my knowledge and my 49 years of experience out there to be able to put a big positive impact on my community and this is my best way of being able to do that and $100,000 would absolutely help me in this venture because it would help pay off my parents mortgage that help build this place that I’m living in and it would also help me help to start gun safety consulting business. I am reaching out for support to help launch a firearms safety course what to do when there is a firearm present and nobody has firearm experience, also what to do in a school setting if they hear someone is making jokes of doing anything malicious, or if they here someone is depressed and wanted to hurt another person. All important things to consider in this day and age! I will make sure that everyone knows it’s a positive thing to let myself or another adult who is approved on my approved persons to let anyone contact to tell there side of why they are concerned about possibly someone making threats to make sure others know it’s safe to tell an adult or a police officer. This will benefit local schools and provide a valuable resource for all community’s.
I would do so well at this because it’s where my heart lies and would really be helpful to absolutely everyone. Your help big or small would be overwhelmingly appreciated ! If you’ve read all of this, I can’t tell you how much I appreciate you and I thank you. Heres the a link to my Cashapp and my PayPal!
$marvinhfloydjr
+marvinfloyd116.paypal