My name is Mickey. I am a 70 year old disabled woman. I’ve had some very hard times over the last 6 years. I have had to bury 2 children. I was kicked out of my husband’s house. He preferred younger women. Fortunately I had credit cards to pay the movers $4400 and I moved from eastern NC to western NC which I loved.
The landlady of the house later decided that repairs to the house were my responsibility which went on my credit cards to the tune of $46oo. I fell in the shower and knocked almost all of my teeth out. I had some insurance but I had to charge $5000 on my credit cards. That was just for the upper teeth.
After 3 years she wanted to sell the house and I had to move again during the gas shortage in 2022. The cost of the move plus gas this time was $7400.
I moved in with a friend back in eastern NC. My belongings had to go into storage. That was $140/m0 for 6 months. ($840) Ten days later she said I couldn’t stay there because her daughter and family had been evicted from their apartment and had to move in with her and I had to go. I couldn’t find an apartment that I could afford. I had to live in the back of my truck in the Walmart parking lot for 5 months and ate at McDonald’s twice a day.
There was still nothing available that I could afford. I finally found an old house in Frostburg MD for $400 plus the utilities which were $350/mo plus paid for weekly mowing at $40/wk. Moving costs were $$3,520. Then the owner died several months ago. His family is going to sell the house. They have to wait until the end of March so that any creditors can submit bills to be paid from the estate.
I have found a small apartment that are for seniors. There is a short waiting list but I just don’t know when it’ll be my turn. I can pay the first months’ rent of $700 and I may be able to come up with the security deposit which is the same amount but I won’t be able to pay the movers which should also be about $700. If there’s no opening before the end of March I’ll be living in my truck again.
I can pay my monthly bills but all of these other costs I never expected have gone on my credit cards to the tune of just under $26000. I had turned some of them over to a company called Beyonce Finance. Another rip off. They get the creditor to take less and then they charge me excessive fees. In over 6 months they have paid the credit card companies next to nothing! They say it’s my fault because I’m not giving them enough money to negotiate with the creditor. I pay them $500/mo. and I can’t keep doing that.
I lay in bed praying for a solution. I end up crying myself to sleep. If anyone can help me with that debt I would be so grateful and I can just have some peace for however long I live.
https://www.paypal.com/paypalme/MickeyH7866