Hello~
My name is Terrie and I was forced to retired early due to a back injury. I was in very good shape, financially, so I wasn’t concerned about having to quit my job to pursue my recovery process. However, I ended up co-signing for an apartment for my daughter and her kids to live in after a bad break-up with their father.
I co-signed the apartment for her trusting she would pay her rent as she has a very good job. Well, she was unable to keep up with her rent as she ended up with health issues of her own. I cashed in my 401k and brought her up to current on her rent to prevent her being evicted and affecting both of our credit. The apartment manager required me to have the rent pulled out of my bank account as an automatic monthly payment as a condition for her staying in the apartment. well, to sum up, I no longer have any savings or retirement account and had to start using my credit card to cover the rent so my grandkids didn’t end up homeless
She has a cheaper apartment, now, and is managing her rent payments. However, I have no safety net and I am over $10k in debt and am having trouble making my own housing payments, as my $1,360 a month I get from SS isn’t covering my CC payments and my monthly expenses. A friend is letting me live on his land in my very old RV for $500 a month, but with almost a third of my income being used to pay my minimum CC payments even this has become a challenge. I have been praying for a financial breakthrough and was told about this website. It is my fervent prayer that some Angel will be able to help me get out of CC debt so I can, again, be able to live off of the SS I get each month.
I thank you, in advance, for your kind attention to my message.
Terrie
PayPal.me/TheresaUlmer