I am asking for your help to save my home. My job went away in late 2020 due to reasons related to Covid 19. I was unemployed for six months. When I did find a job, it was for much less money than what I needed, but I couldn’t afford to turn down employment. Because my income was so little, I had to go into a debt settlement program. The debt settlement program has allowed me to pay my creditors and avoid anything going into collection. However, being in a debt settlement program has destroyed my credit making it impossible for me to get a loan. In March of this year, I found a new job which has provided me with a greater income, but I still live paycheck to paycheck.
I live in a condominium community that from time to time imposes assessments on condo owners to pay for needed repairs and upgrades. In the past, the assessments were only a few hundred dollars, but this time it is for $2,900. This is due by December 31. If it isn’t paid by January 15, 2024, a lien will be placed against my property. I do not have the money to pay the assessment. I had briefly managed to raise $1,000, but I then had to put this money toward medical expenses.
As I stated earlier, I cannot get a loan due to my credit situation. I have been turned down by every lender so far. Selling my home would be an absolute last resort. I am not many years away from retirement age. I hate the thought of having to start over this late in life.
Please help me save my home. Any amount will be greatly appreciated.
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