I just turned 20 January. I’m at the point spent dollars on lotteries for just a hope of winning even if it’s a pen just to keep my mind of my recent circumstances. I bought my first car in January and then was involved in an accident, I had no insurance at the time so I had to take loans to pay off the car I damaged. I then applied for finance only to be involved in a perverted car finance business. When I picked up the car on my way back I was caught in a flood, the insurance payout first not equal the cost. I’ll now be paying high bills for a car I’m not using while’s trying to save for a car and catching Ubers to work. I had plans of studying out of my home and working part time. the possibilities of that is quite slim. And I just don’t know what to do. Legal teams are not helping me.
The car was worth 10k without the previous loans I already have