I have a dream; I dream of living debt-free. I’ve not experienced this feeling since I was a pre-teen but I imagine it being the greatest day of my life (so far) once I reach it. Right now I’m $90k in debt instead.
I always did well in school, but I don’t feel like they teach you sound money management. Not to make excuses. You go to college and rack up student loan debt, your car breaks, you have to get a new one, life happens and eventually you’re drowning. Add in rent prices eating half your monthly income and it’s a wonder how anyone gets ahead. Fortunately I realized the path I was on and have since corrected my actions. No longer am I diving head first deeper and deeper into debt. I live within my means but I’ve been struggling to get back to the surface for years and have a decade ahead of me still. It’s hard to feel like you’re doing what you’re meant for when your actions are limited because of your debt payments.
It’s so very easy to get into situations like this, but certainly hard to get out. I own that it is my doing but the main problem is it’s preventing my life now. The lesson being learned still takes a long time to fix. It’s just, I want to start a family and can barely afford to keep up as it is that a responsibility like that seems unthinkable. I feel like I’ll miss out on that part of humanity because it’s never the right time when you’re stress out about the past.
So I’m here with a wish. I wish that the kindness of a stranger will help to get me out of debt sooner so that I can move out of a studio apartment rental and into a house of my own where I can raise a family. And something I’d instill in my baby is kindness.
A goal of mine is to take the amount I’m currently paying in student loan debt and eventually instead make monthly donations to charities. Know that no matter what, your help will be paid forward. I believe that all good things should continue to be passed on. I have huge dreams and the only thing stopping me is my debt.
All money will immediately go to my private student loan repayment. That is all I’m asking for so that I can finally get the opportunity to save and buy my very first home. Thank you, truly for any and all help you can give (even if it’s just positive thoughts)
Donations can be made to : https://paypal.me/alisonmc1990