Hello! My name is Melissa, and I am a 25-year-old college student. I feel like I am starting to finally have my life on track with college, my job, and life in general. I have had my fair of ups and downs once I entered adulthood. I played around with my education and it took some serious soul-searching in order to get myself in check. I admit my past mistakes, but it seems that those mistakes are haunting me in the present. I bought a car in 2021 and I love her. It was very much needed and at the time, I had a job that would allow me to pay the car note on time. That job let me go in May 2021, and I have been struggling to pay that car note ever since. On top of my car, I have finally set myself on a straight path with school, and this current semester I can actually see myself passing with straight A’s. I’m honestly proud of myself for getting to this point, and I am projected to graduate in May 2024. In order to keep and secure that date, I need to take summer courses. My university bills summer courses a little high, and I do not have the funds to pay for it out of pocket nor can I get a loan without a cosigner. I have been doing things on my own since I was 18 and have no support from my family. My credit is low from missing car payments, and I feel that I’m at my wit’s end. I can’t afford my rent, car note, and summer classes, and I just want to catch a break. I want to be able to breathe and feel secure for once in my life. I don’t want to be stressed about every aspect of my life. I want to further my education and finish out strong. My dream is to be a high school English teacher. I have all these plans and dreams that I want to achieve and I just need a chance to make this happen. With the extra help, I can have peace of mind and go into taking my courses with peace of no more extra debt, I can pay my car note without worrying if my car will be taken away from me, and I can pay my rent without worrying about being kicked out. I just want a break, I need a break. I don’t know how much my summer courses will be, but it is projected to be about $5,000-$7,000. My backed-up rent is about to be $1,000 if I don’t pay soon, and my car note is about to hit $2,000 as well. I just need some grace; some type of mercy and kindness is all I’m asking for. Thank you.