I’m going to be 100% honest, I’ve always known that I was bad with money. But I never thought I’d be in a situation like this. A few years back I was making decent money in the forest industry, I thought I was okay spending the money I made, but it has become very clear to me in the last year that I should have made better decisions with my money. About a year ago I moved from my hometown with hopes of starting my own life, and life came back around and got me. when I moved I found out how lucky I was to have had my last job, and how hard it is to find a decent paying job with no secondary education. So over the last year I have started budgeting trying to eat away at the mountain of debt I have made for myself, and I thought everything was going fine, I wasn’t getting anymore in debt, but I still wasn’t able to put any extra away for savings. somehow all of my money was perfect coming in and going out without any interference, car payments, line of credit payments, insurance, rent, it was all working out okay. Even with my 15$/Hr pay cut from my last job. I’ve been feeling great about how everything is going, and out of nowhere this month I have no money. I didn’t change any of my habits, I didn’t buy anything extravagant, but I’m broke. Still just thinking about that future I want, not just for me but for my girlfriend, my family and I know I can’t do anything until I pay off my bad decisions. I want so bad to be able to go to school and benefit myself and my future but I know that I can’t in my financial situation. I know it’s impossible and it eats me away inside knowing I have to put my life on hold for 8 years, living paycheck to paycheck, working as much overtime as I can just to try to dig through my debt. And I don’t know where or how to get the help I need. But the one thing I know right now is that I need to do something for my future before I ruin it. I know the career i want to take in life, and i know i have money for schooling, but I Also know I can’t support myself while I do schooling, And I know I won’t be able to for a long time. So here I am, asking for help I never thought I needed. I’m currently 50k+ in debt with no way to help myself other than to just keep working as much as I can. If you able to anything helps and is greatly appreciated, Thank you for taking the time to read this.
Paypal – https://paypal.me/Tjohn560