Hello guardian angel,
I hope this message reaches you in good health. My name is Andre. I am a father of two. I have a very sassy daughter of 8 and a rebellious teenage son of 17. My wife is from the Philippines and a firecracker. She keeps me in check. We are a happy family, living in Kentucky, about 2 miles from Fort Knox army base. We live a simple life, nothing fancy or extravagant. I work a salary job about 60 hours a week, DoorDash with my son at night to show him how to manage his own time and practice driving, he will soon get his driver’s license. My wife works on base with a school for “misunderstood” kids. I think the kids are great, they love her, since she started planning their meals, they look forward to eating time. We lost my mother 2 years ago and its been a financial struggle since. We manage to get by month to month, but juggling is catching up to us. I’m old fashioned, I wish my wife could stay home and do whatever she wants, she chooses to work, and I’m not going to interfere with that. I have too much pride to lean on her financially, and so far, I’ve been able to get by. My job provides excellent health coverage, we are good there. I have a few obligations that will be sneaking up on me soon, and I’m trying to get ahead of the curve ball. House needs a new roof, student loan is past due, and an outstanding balance on out-of-pocket expenses for a Cpap machine that I am using. House deed is transferred upon death, and I’m so afraid to reach out to get that done. Mom did not have a will. I borrowed from my 401k to pay for her funeral expenses. I am unable to reborrow from my 401k for 2 more years. On the plus side of that, I am repaying myself with interest, so there’s that. I have yet to see a paycheck without some kind of pre-taxed deduction. I have no issues with my salary, just always something coming up to chip away at my net income. It would be fantastic to magically have $125k drop on me, I even think my hair would grow back! Just the daily levels of stress is hard to contain when I come home from work to hugs and happiness, I have to bury my frustration deep and push on. I know I’m not alone in this situation, and every chance I get, I try to help someone with a problem to make life better. I am told I am too kindhearted. I know no other way to live life. Perhaps you are able to assist in any way to help alleviate this stress and my short comings.
Thank you for your time and consideration
Andre