Hello there! My name is Caitlin. I’m 30 years old and I am a nurse. One of my dreams was to always buy a house thats perfect for me and my 2 dogs, Mario and Luigi. My credit has always been poor and I’ve worked extremely hard the last few years to raise my credit. Recently I was finally approved for a home loan! How exciting! However, the only loan I could be approved for requires a down payment of 3.5%. Unfortunately, that means around 5200 dollars needed for down payment alone, not including closing costs. I know this sounds very selfish, especially during such trying times, but this is my final end goal. I’ve found a house recently that is absolutely perfect, but I have zero percent of the down payment. My dogs and I have been through quite a lot together, starting with living where we could and with who we could, only to have those bridges burned. With that, we had to move back home with 1 condition, the dogs weren’t allowed in my parents house. So I stayed in a broken down camper with my dogs because if they weren’t allowed in the house, well then I wasn’t either, cause those are my babies. We slept on a wooden slab cushioned with old couch cushions strung together with blankets. Finally, after spending a dreadfully cold winter in the dilapidated camper, barely enough electricity to run an electric heater, I came across a little cabin for rent that allowed my dogs. Definitely warmer than the drafty camper! So I’ve worked hard and have done everything I could to get to my situation now. Please, if you’ll consider helping me make our dream home a reality!