I want to start off by saying thank you kindly for taking the time to read this. I greatly and utterly appreciate it.
I’m not the type to confront others let alone ask for help. I am the helper. The one people can go to for help and rely on. I don’t think I’m entitled to anything, don’t regret anything, and there’s always people worse off than myself. So I don’t complain, and am apprecitive of the little things. Also I’m a true believer in that everything happens for a reason.
I was always able to support myself, and was slightly cautious with my money. When others needed financial help I was more than welcome to help loan out with them paying me back.
I always had a nice buffer and blanket in savings. It wasn’t until my one job change that I noticed too late that my income was drastically less, and that caused my savings to deplete rapidly unbeknownst to me. I was young(early-mid 20s), but it was a lesson to be learned. After my grandma passed I moved back in with my parents. I did this for financial (with some personal) reasons, because while she was alive I lived above her in an apartment. That apartment I would later learn was one of the culprits to my savings deleting rapidly. I don’t regret it happening, because it was to help look after her. After moving back I then was able to get out of the red by cashing in some of my 401k. All to start fresh.
Flash forward to present…
After years of living with my parents again it started to weigh on me mentally and financially. Once again no complaints or regrets. I don’t have a bad household one bit, and I would always help where needed. I wasn’t charged rent, but I earned my keep elsewhere where needed. My parents foster children so I would help around house, take care of kids, etc. Whenever they needed money I would give, because they were doing so much for me as it was. Especially since they were hurting in the financial department and filing for bankruptcy.
Over there years though my sense of self was biting at the bit. The sense of my life barred up in storage, and I only had a little room to call my own started to eat away. My job at the time was not mentally fruitful and I needed change.
I tried countless times to do so, and many different ways…
I tried to go get another degree, but I was unable to. I needed loans that would cover my bills, because I couldn’t physically have a job while there. My bills monthly were too great for government help. So I unable to break free from my rut.
I tried to buy a nice little house to call my own. Unfortunately I got denied pre-approvals, because my debt to income was too high.
I am a single 30 year old female with school loan debt. I have no kids, I’m a working middle class employee, and I don’t qualify for any government terminology alloted help. I’m literally stuck in the middle and all I want to do is better myself. Getting knocked back down time after time is frustrating. But it grows character.
I’ve tried everything to see if I could get help with anything. To get out of debt again, to help my family that I help support. To get out of my rut so my creative juices can flow freely without worry.
I have had these universes in my head since I was a child. My brain was constantly creating stuff, and working. Ideas would pop in and run rampant. I enjoy it. I recently decided that I wanted to get them out to the world. I’ve compiled my stories, but unfortunately I get little motivation every now and then to write. All because I worry about other things.
I have these business ideas, but I can’t bring them to reality. They aren’t ill ideas, because I believe they would prosper in the area I want them to be. Unfortunately any assistance I was able to find on it, I didn’t qualify for. They are just ideas, and not physical yet.
Sorry for the long post. I wanted to give you a slight glimpse into my history and mind set.
In short I am asking for help so that I may get out of this rut I’m in. Currently I am mearly surviving. Bobbing in a pool of life, and wanting change. I’ve tried countless ways over the years. Countless times I try, but every time I hit the same hinderance: Money.
Though it pains me. I am asking for around $500,000. I hate asking that of others, especially that much. I plan on using it to help pay bills myself, and others that rely on me for support. I want to guarantee that my family is taken care of and won’t loose anything from the bankruptcy.
When all that is said and done I will be able to spread my wings, and bring my creative juices to the world.
I utterly am blessed and words can’t describe for all the kind souls out there that help. It brings tears to my eyes at the thought.
Thank you kindly for taking the time to read my long post. I greatly appreciate it beyond words and the universe. Bless you, and all that you do.