Good Day,
My name is Naomi Stone and I am a full-time employee for a federally-contracted financial establishment. I am also a mother of one, beautiful little boy whose father, Jesse, I am madly in love with. Jesse and I met when we were in our early 30s and he was just gaining his bearings in a long, ongoing battle to stay sober from alcohol and narcotics. He has not relapsed in the 4 years we’ve been together but does struggle with significant health issues, possibly related to his history of use from a young age: 14. He has tried to keep jobs but will get very sick for days at a time and is unable to maintain employment. He refuses to apply for disability and while I have encouraged him, I can’t force a human to do anything, not even our toddler (hehe). That being said, I also really respect his journey to full recovery and recognize a lot of his opportunities for improvement, but do my best to help celebrate his achievements. He’s a wonderful father and is available to be with our son in the place of childcare. I am actually really lucky to work from home so I can be available when he’s having exceptionally hard day and there is someone who has the emotional capacity to handle the needs of a toddler.
Even with this as a weekly occurrence, I’ve managed to maintain exemplary performance in my job. I’m very proud or my work and love my job, but it is the only job in the household and thus, the only income. Jesse’s beautiful parents bought the home which we now rent and they would love for us to be able to purchase the house asap. They’re looking forward to retirement and it would be a significant relief to them to release their financial ties to this property…which is gorgeous, large, and expensive. It felt like a gift from God to be able to move here and ig still does, but I am learning that my $2300/mo can’t keep up with all that this beautiful house needs on top of the needs of my family and even myself.
I have been taking small payday loans out to keep up with bills and the surprise needs of a single-family dwelling. We sit on 9 acres and the house is 200 years old. We have leaks, electric issues, oil heating issues…we don’t even have a lawn mower to keep the grass tidy. Bless Jesse’s parents, they even lend us that! I laugh as this thought crosses my mind in recognition of how much they truly give us and how much I wish I could, but often feel unable to, give in return.
I am buried in debt from student loans to the payday loans that I can’t seem to escape. I haven’t been approved for on in months and I’m almost relieved not to have them as an option. It’s really hard without a second income. We have te benefits we have from the government and thank goodness for those, but I yearn for independence and for my son to see his parents overcoming obstacles instead of constantly jabbering about ow stuck we feel. I want him to know life is so much more than that and while I have lots of ideas, can’t seem to get anything off the ground.
I’m torn between starting a housekeeping business and achieving a certification in healing or corporate consulting or even a real estate license. Gosh…anything! But I don’t feel comfortable taking the time…or the money…away from any of the things which already demand my attention. Jesse continues to look for opportunities and he’s even started giving skateboarding lessons around our community and building skateboarding…equipment (?) for sale. He really is trying so hard to be passionate and productive and I am so grateful for the growth he has found.
I suppose all of this still leaves me with a request, and that is that I could be helped clearing out my debt so I may be approved for a mortgage to buy this property from Jesse’s parents. It would be the least I could do with any money donated to me. Ideally, I would love to buy this house and either start my business or acquire my certifications to start my business in the near future. It’s so vague in my mind, but my heart knows I’m meant to contribute to the community around me and I would love the time to explore those opportunities with fervor. I have big dreams for my family and our lives and they are priceless.
However, if I had to put a price on a really good start, I’m a little embarrassed to say it looks like $70,000 to $150,000 to climb my way out of debt and pay for the mortgage on our home. Maybe even get a new car as my little sedan is just not a sound family vehicle (haha) but “it gets us from point A to point B.” But that’s only if the numbers come up correctly.
To anyone reading, these lives are so much more of everything than we could ever have imagined at any point prior. I believe that compassion is the most divine thing we have to offer one another and it is my goal to bring more of it into the world with this understanding always in mind. I am so grateful that you have taken the time to hear my story today. Even putting it down somewhere honestly gives me hope that no matter what happens, we are (and we ALL are) going to be okay.
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