So I suppose I should start this off by telling you about myself, right? Okay, here it goes. My name is Brooke, and I live in Mississippi with my three beautiful children and my wonderful husband and I am seeking to wipe the debt slate of $10,000 clean.
Life hasn’t always been kind to us. Mississippi has some of the poorest areas despite having a lower cost of living. While we had some help starting out in life thanks to parents, their idea of help meant keeping us in those poorer areas where our children had very little opportunity to grow.
Which is why we moved to an area of Mississippi that seems to have some flourishing school systems, for the sake of our children. It wasn’t easy, it still isn’t, but we have done everything that we can to make sure our children get a good education.
That is why I am asking for your help. Before we moved I was a stay-at-home mom, tending to my younger children in their infant years. I spent most of my twenties raising children and told myself that my thirties would be when I truly began my search for a career. It seems as though I found it in my current job; truly a good job with potential, but when I came into this job I came into it with a lot of debt already saddled on me.
Every penny seems to go to countless payday loans or the backpay in rent that we owe. We live paycheck to paycheck despite the fact that my husband and I both have full-time jobs. My husband’s job seems to be teetering on the verge of more layoffs, refusing to pay him what he is worth while he works over 40 hours a week, every week. Meanwhile, daycare costs are killing us because we can’t get ahead with our debt, and we can’t simply cut the cost because we both need our jobs.
To make matters worse, our vehicles are in desperate need of repairs that we can’t afford. I have to personally travel 4 hours south about once a year to visit with my youngest child’s cleft lip repair team. Because of our vehicles, I worry we won’t be able to make our upcoming trip.
I am worn, stressed, and can barely sleep while I wonder where our next meal will come from, if I can make the next payment for rent or childcare, and that is why I am here. It’s a longshot, I know, but I know when to put away my pride and ask for help.
I know that, if we can get rid of most or all of this debt on our shoulders, that we will be in a much better spot financially. It’s just a matter of getting there. So here I am, just a mother asking for a chance and a little kindness.
Can you help me try to clear the $10,000 in debt we owe, and help us build a better life for our children?