Sir or ma’am, my name is Westley Davis. I am a husband and a father to one soon to be two children. Over the course of a previous life I have racked up 50,000 in credit and bad debt. Push came to shove with a choice of providing for my family or pay my creditors. The choice at the time was easy unfortunately this decision was put off and put off until my creditors charged off my debt. Then came the collectors and civil lawsuits with a settlement on payoff amounts I am in a payment plan that I simply can not afford. I can’t ask for the full amount however, 10,500 would pay off one of these debt collectors giving me an extra 540 a month for needs and essentials. Thank you for reading and any help you can provide. We appreciate you in changing my life around. PayPal link is paypal.me/davfam24