Really thank you for taking the time to read this. My name is Nathalie from Sweden so I apologize for poor English.
I have come to a point in my life where I really have to ask for help, I usually sort it out but this time it does not work. 2 years ago I got through my long-awaited debt restructuring of 5 years was completely overjoyed and have done everything I could to keep it but due to the fact that both I and my partner are currently unemployed and I only have the unemployment fund about SEK 9,400 a month and Kent has no compensation at all, so the bills pile up. Trying to split up and push forward but it no longer holds.
And the debts to friends and family are only getting bigger. I do everything I can to maintain the debt restructuring as it will change my family’s life later on and I may finally be able to buy my own house for my family where we all have a place. Due to the fact that my partner is also in debt, this is not possible at present. My debt is over SEK 500,000 and if I manage the debt restructuring, I will be debt free in 4 years.
Then we have child allowance and housing allowance plus maintenance. The rent plus electricity, water, heat and garbage now under colder conditions goes up to 12,000sek a month. Then we have a lot of other bills on it and the food. There is rarely any money left over to pamper the children with new things.
To tell you a little about myself and my family. I am 31 years old and my name is Nathalie and I live with my partner Kent 31 years and our 4 wonderful children Cassandra 11, Lukas 9, Melizza 6 and Nelly 2 years plus we are expecting a son in March 2021. Due to the pregnancy I have huge problems especially but constant migraines and started getting back pain. We are both constantly looking for work, but unfortunately my partner does not have a driver ‘s license, I am a carpenter, I am an assistant nurse but no one wants to hire a pregnant woman.
On November 25, my oldest daughter will be 12 years old and it is so heartbreaking when you do not know how to get something for her, she is absolutely not picky and has a heart of gold. After I / we never catch up, there will also be no money left over for more than just food.
Then comes Christmas where you should try to get some Christmas presents and Christmas food for all four children, it is an equation that I unfortunately can not solve without asking for help.
I’m not asking for lots of money, I’m just asking for a helping hand to catch up with debts and bills. And a helping hand to have a memorable Christmas for my wonderful children with Christmas presents. This year, Christmas will be at home with us as the rest of the family and their cohabitants and children will be about 20 people
My mother always helps but right now I have so much debt to her that I can not ask for more help she does not have much myself.
It would have been so nice to get rid of the anxiety that constantly hangs over you when you do not know where to turn. Avoid crying in the evenings
Had this been resolved, we could have started a whole new start next year.
Thank you for all the people you help. And even if you do not want or can help me, I wish you a really Merry Christmas and a Happy New Year.