Hello! I’m looking to propose to my girlfriend this year. Honestly, I’ve been killing myself working 2 jobs and taking classes online. I’ve been working on my credit for over a year now and will be ready to buy a house next year. My plan is to save half of the down payment and borrow the other half from my 401k. All of this will drain my funds and savings which leaves me no money to buy an engagement ring. I really want to propose b4 I buy a house. Money and time are working against me. My girlfriend is deserving of a nice ring (conflict free). We’ve been together for 5 years. Her father is sickly and I’d like him to go out knowing that she is in good hands. Marrying my girlfriend and buying a home for us is my ultimate goal. Please help me get one step closer to my dream. I will most definitely pay it forward.