I know this is a long shot, and I never ask for help, especially since I’ve sustained myself for nearly 8 years, but this is a hole that’s gotten too large to fill and need some help getting out of it. I’m currently unemployed since I lost my job due to unforeseen circumstances, thinking my job was safe. I had to cash out my 401K from said job to keep the roof over my head a keep the mortgage afloat albeit only for a short time while I try to find a job, but that’s proven difficult in these hard times in my field which is IT. I know right, you’d think there would be plenty looking, but in my area there really isn’t and the bills were kept barely afloat with a $23/hr paycheck due to my foolishness using credit cards and loans to keep ahead of it. I wish I could cut up my cards and make the debt go away, but it isn’t that simple. I’ve had to use those to keep ahead on house repairs, car repairs, keeping food on the table, and making sure my immuno-suppressed fiancee is taken care of, the primary being medical bills that have stacked up and paid with said cards.
They are a UK resident, so they do receive free healthcare over there, however queue times are abysmal and not receiving the proper care they deserve. When they were over here in the States that was a different story, but with multiple ER visits due to seizures, one being a broken shoulder (as well as visits when that shoulder would re-dislocate etc. They currently have a low platelet count and fighting with doctors in the NHS for a diagnosis which is believed to be EDS due to stretchy skin and the count, which drastically lowers their odds of living a long life, which is why I’d like to get them over here as soon as possible. But as things stand, that will not happen anytime soon, and with travel restrictions due to Covid, that’s not looking likely either. We were planning on getting them a visa and a green card when they first arrived before covid, but financial strain made that impossible at the time, with the visa costing $500 to apply for with no guarantee and $1200 for the green card with no guarantee. I’ve been fervently looking for a job around the same salary range to keep ahead of things, but no luck so far. And if by some miracle my fiancee does make it to the States, with all their pre-existings, insurance will not be an option, so getting out of this debt, even if I could get a job with lower earnings would help greatly. I’m not asking for anyone to pay off the house, I couldn’t imagine asking for that much. But enough to clear off my cards and loans as well as the 25% needed to clear tax time and a year of reprieve from mortgage would help get us closer to being together again with a bit less worry should they end up in the hospital for anything. Mortgage is nearly $1030/month. So overall, that’s probably a total of about $100,000. Ludicrous I know, but I don’t know what else to do, especially because a minimum wage job would not cover this. Whoever is reading this, thank you cause every little bit helps.
I just want to bring my fiancee home, and get them the healthcare they deserve without the worry of feeling like a burden which is how they feel every time they go to the hospital for anything especially in the States for obvious reasons.