Life has had a really peculiar way of helping me move forward. When I was younger, I would never have believed I had a future of any kind. Now, I finally feel as though I have a future, but one of the major barriers to moving forward right now is the debt I have accrued in getting here.
At the start of the pandemic, I was working as a teaching assistant in a primary school. My long-term plan was to save as much money as I could from the extremely low wages, so I could fund my education. While student loans are offered to Master’s students, they barely cover the tuition fees. So, if I wanted to get to further my education to take the next step towards working a job I believed to be right for myself, I needed to save.
The Master’s degree did not put me into debt, but it did demolish my savings degree. A large part of this was down to, quite literally, living costs. My Master’s was taught entirely online, so I still lived with my parents for an unfairly cheap price. However, my mental health was still in a dangerous place. Instead of attempting to commit suicide, again, I decided to commit to therapy. Unfortunately, the NHS has little support for people who appear functional, so I had to go private if I wanted to get the support I needed.
My savings quickly evaporated, but it was one of the best decisions I ever made. Almost two years later, I still see my therapist once a fortnight to check-in and continue working towards a state-of-mind where I feel safe and want to continue living. Life hasn’t stopped to accommodate this healing process though, so when I was offered my first job as an Assistant Psychologist, I took the offer with a deep sense of hope and gratitude.
This is where I would appreciate your help. After my education and therapy, my savings are now non-existent. I have had to take out multiple personal loans in order to complete the moving process and it is now hindering my ability to save for that next hurdle in my life: either continuing my education and committing to the doctorate, or allowing myself to continue saving so I may begin to settle somewhere and try to build a more stable life.
My student loans need not be covered. That’s something I can manage over time. In fact, I’m fortunate enough to be in a position where I’m safe and have a place to fall back into if my financials deteriorate amidst the recession. My parents are loving and have always supported me throughout life, but they are not able to financially support me without worsening their own burdens.
If you are able to support me, then know that my only intention is to clear as much of my debt as possible (if not all of the £8,000), so that I can finally get myself to a position where I no longer have to save every penny just so I may receive the mental health support I need from therapy.
There are many other situations on this website far more in need than myself, so I would urge you to give to them first if you have the means! But on the off-chance you are able to support myself, just know I will be forever grateful for your support.