Thank you for taking the time to read my plea. This is something that I’m finding difficult to do because I never thought I’d be in a position where I would need to rely on the kindness of strangers, but I feel this may be the only way to improve my situation.
I’m a 28 year old man living in the UK. My financial problems started five years ago. I was renting a property with my ex partner and another couple. This started well and life seemed to be going great for me. I had managed to get my best friend a job where I was working and we were living together with our partners and everything seemed good. After a couple of months things started to turn sour. My partner started disappearing and behaving strangely. There was always an excuse and I never had reason to doubt her. During this time I started having issues with my friend at work, he started not showing up and became lazy. He very suddenly quit and I found myself needing to pick up his rent and some of his living costs. After a couple more months of my partner behaving strangely, things came to a head. She came out to me that she was homosexual and had met a girl. I suddenly was in a position where the past six years of my life had all been a lie and I found myself questioning everything, My mental state took quite a battering. Shortly after this my friend decided to leave and within a matter of days he was gone. He had no way to pay for the house or the bills and I had to shoulder the Burdon. I lived alone in that house trying to reach the end of the contract but I was relying on credit cards to pay for bills and groceries so was forced into terminating the contract which cost me a lot. Although my now ex originally helped me she very quickly left me to deal with it on my own. After finalizing the termination fees I found myself in around £5000 pounds worth of debt.
I’m now working at a different job and life really has improved for me. I’m blessed enough to have met the most amazing girl in the world and we look forward to getting married and hopefully having children. She is a student nurse and hasn’t been able to make a set wage during the last three years of her Degree. So I haven’t been able to pay off the debt of my past life.
I haven’t been able to go to my family for financial support because unfortunately they just can’t provide it so I’ve kept my problems from them to not cause them upset.
My experiences have taught me a lot, but I truly believe that everything happens for a reason. Through the pain and struggle of my past I have manged to meet the most amazing person. I just am not able to extinguish my debt whilst renting and trying to support my partner.
I’ve been transferring my debt to help with interest rates but it just seems every time I make some progress something goes wrong, like car bills and garage costs.
I always believed I would be able to deal with this on my own, and I never dreamt I’d be turning to others for help. I’ve always tried to be the one to help others, but I’ve found this has started to give me sleepless nights and I’m finding it hard to see a way out of this rut.
Thank you so much for taking the time to read my story .Apologies for the length of this, but it’s been a rather humbling experience writing about my past.
If anyone can help me at all please know that I will truly be forever in your debt and you be helping a young couple move away from an unpleasant past.
Indebted & Humbled