This year I was fortunate to give birth to my son, which has been a blessing. However, with this joy has come many financial challenges that I am struggling to overcome.
It truly started last year a week before the holidays when my employer informed everyone that the company was closing down and everyone would be laid off at the end of the year. This came as a shock, especially because I was pregnant. My job was not high paying, but I made due. However, once it closed down, I was unable to find a new job right away. Things were further complicated when my doctor put me on bedrest for pregnancy complications. Now within a matter of months, I have lost any financial security I did have and am in need of help asap.
I have been struggling financially to pay monthly expenses since the beginning of the year, and this last month has used up the last of the money I had. My loans and credit cards payments that I was previously able to pay on time last year are now all past due, and I’m worried they could be cancelled.
I have tried to get a new loan to help cover my monthly expenses and planned to pay it back when I get a job, but I can’t get a loan now because my credit score is so low due to my credit cards being maxed out. They were the only things that enabled me to survive during my pregnancy (allowing me to buy food, pay for monthly bills, and now formula for my infant). My family is also unable to help as they have no money. (I was usually the one to help them in the past.) The small savings I did have has been used up, and my bank account is currently in a continuous overdrawn state. I am actually scared they will close it soon as well.
I have two kids now and honestly don’t know how I’m going to make it through the next month if I don’t have help. I haven’t even received the final hospital bill from my delivery, but I know it will be more than I can handle. However, I first have to make sure I can pay for my family to be stable. I need to make sure that I can pay my rent and put food on the table.
Any donation would help me greatly, and I appreciate you taking the time to read this.
My PayPal link is: paypal.me/thankyouall23