Hello Whom ever reads this,
Welp, I never thought I’d ever go into these desperate measure to googling free money, thinking nothing would come out of it. I was totally not expecting a whole website dedicated to it. I’m really not expecting much from it to be completely honest, but I also figured I have nothing to lose.
A bit of context as to why I desperately searched for “free money websites” not thinking i would come up with much. & much to my surprise, here I am. Im a 25 year old female who got her first car at 19. (It was a lease btw). I went into the dealership pretty blind sided, I had $2,500 in cash to put as a down payment, as naive as I was, i was told that in order to get the car i would need to put a little more because i didn’t have much of a credit history. Fortunately & unfortunately for me i had just got a fresh credit card with a $3,500 limit. I figured i would be able to pay the credit card and the auto bill with no problem. Again, I was pretty uninformed and blindsided towards a lot of things & didn’t keep in mind the insurance or the interest rate on the credit card in the long run as a was extremely excited about my first car & i sure wasn’t prepared for it.
long story short, i tried to pay as much as i could monthly on my credit card and no matter what i did it seemed like I wasn’t even putting a dent in it. I had an additional card which i began to use for things like necessities exp: groceries, gas, over the counter medicine for the occasional cold. I honestly could say that helped me get things that i needed however, it got me into more debt. Now it was 2 credit cards I had to figure out how to pay. i was working all while i began to go to school to receive my HS diploma. I had to drop my classes because my work and school schedule clashed. I couldn’t afford not going to work as i tried to stay afloat of all the bills i had to pay. Much to my disappointment i had to focus only on work to try and make ends meet.
i say this just to say one thing. Credit cards are the devil. & i wish i would’ve had someone knowledgeable by my side at the time to advise me on what i could do and why i shouldn’t of put such a large amount on the credit card. It would’ve prevented all of this and maybe today i would be going to college or something.
& if you are reading this and you’re young. Please don’t ever max out your cards, unless you have the means to pay them. I know it’s tempting but don’t do it. Unless, it’s super necessary.
& if you are reading this and thinking of donating. Thank you. I would also take financial advise at this time. Anything helps to be honest.