This is not something I ever thought I’d have to but it does feel like right now I have no options available to me and I appreciate the time anyone has taken to read this.
To start off, this is how things have come to pass.
By a few years ago all but one of my family members had passed away and it was and is still only me and my grandmother left. Last year I discovered that my grandmother had been gambling heavily and had taken out loans to finance these gambling habits. The bills did end up piling up for her and over time ended up more than she could afford to pay. In light of this I stepped in and took the loan repayments off of her and paid them off by taking out some of my own. At that time it was not a problem as I had a full time job. However, recently my hours have been cut from full time to part time which is only 4 hours a day now. I still did not panic as I just started to apply for a second part time job to make up the difference, however the search thus far has been unsuccessful.
I am very upset to say that I now find myself in the same position that she was in and interest is adding up. I even, stupidly, took another loan with longer repayment to pay off some arrears but it has not helped. The photo I attached is of my last default notice received. I have had a few of these and as a result of not being able to pay there will be court action taken against me. This is added on to not being able to pay my priority house hold bills on time either. I had other pictures to share of bills that are pending however I can’t seem to share more.
I realise this is a lot to ask, to help a stranger but I really am begging for help before things spiral even more out of control. To get a good start at getting rid of all of these I would preferably require 6,000. I could ask for more as I also have dreams of starting university to get my law degree but that is not something I need help with, that’s something I want to work towards. The only thing I really need is help to get out of this financial hole that I can’t dig myself out of.