I need help, I’m stuck in a vicious circle of debt. I got into debt by taking out a loan and using credit cards after redundancies which took a few months to find a job and didn’t get redundancy pay as hadnt worked there long enough and then ill health last year where I was off work for nearly a year and I needed money for rent and bills. I’m now working a great job but after paying rent and bills and my credit card and loan each month I have literally nothing left and had to spend money on my car this month which I need for work and now in overdraft I’m just in a vicious circle as I get paid, then pay bills and debts and then I’m in overdraft. My debts are £11,475 any help would be appreciated to help me slowly get back on my feet and to be able to pay more than the minimum each month on my credit card.
PayPal me is – https://www.paypal.me/hld93