Hi, my name’s David. I’m 23, live in Texas with my fiancee and our 2 year old daughter and am currently employed. To be completely honest, I was a trouble maker growing up, and it didn’t help that I was raised in a dysfunctional family. My Aunt was diagnosed with Lupus and passed away at a young age. My grandma, mother, everyone didn’t take the loss well and slowly I was forced to watch what was once a loving home crumble into nothing. My mom and grandma were constantly fighting; and when one wasn’t in the mood anymore, their problems were taken out on me or my siblings. This lead to all of us become hostile towards each other, stuck in this vicious cycle of fake love and sudden outbursts. I try to help them, to stay with them. My mother had it so much worse and I can’t just leave her. I struggled on with life and failed in school, going back and forth between alternative school. Later on I met my fiancee at my actual school and became close friends with her before finally dropping out. She was something special, if I’m being completely honest. Her love and care was unmatched and she was always pushing me to be the best person I thought I couldn’t. Fast forward a couple of years, we finally gave it a shot and things ended up working out. Fast forward another year and we had our daughter. She came a bit early to be frank, but we love her to death and she was honestly a huge wake up call for me. I got a stable job as a provider for my grandma and recently this year got my diploma. My grandma ended gave me her old car as a gift as well. But truth be told, despite things looking up for me, I’m still struggling hard financially. I had to take out two loans totalling $400+ to help with a personal emergency, tried to give dental school a shot but withdrew myself due to my grandpa requiring my care after receiving a tracheotomy; plus my car broke down and I had to dump about another $500 to fix it. I also have a negative balance that is beginning to rise because I can’t deposit my check through my banks app, because it will take my whole check and I need to buy my daughter pampers and wipes and food. Now, as of recently, I’m beginning to pile up on student loan debt and am 2 payments behind. All in all, these past 2 years have been brutal on me mentally. If I could ask for any financial help, I would honestly ask for help paying my negative balance so it doesn’t become too overwhelming. If anyone could help, I would be gratefully appreciative. I’m at my wits end here.