It all started after I graduated from college in 2016. I graduated from The Ohio State University and then from Ashland University with a teaching license. Unfortunately, no one was hiring an English teacher. I began subbing trying to pay off $40,000 of student loans. For the longest time I worked 3 different jobs to try and pay my loans.
Then I moved to Chicago, IL, where again, I couldn’t find a teaching job after months of searching. I accrued even more debt by getting a credit card to help with some of the costs for my sister’s wedding- where I was the maid of honor- and to help with the bills that were piling up.
Fast forward to today, and why I am here. I moved back to my home state of Ohio and had 3 jobs- until one filed for bankruptcy and closed many of their stores. I took out a line of credit so that I could afford to buy a used car- which I have already had to put $300 into repairs. I still have yet to find a teaching job here- which would help tremendously- including giving me healthcare.
I recently took out a small personal loan to help pay my rent for this month, however, I am now looking at a bank account with -$450. I have done everything I can think of to try and alleviate my debt- I’ve stopped using my credit card, I’ve tried to budget money, bought food in bulk to freeze for future meals, and have looked at other ways to make money, I have sent my resume out to countless jobs around where I live to try and get another job.
I also found out that my car’s A/C no longer works and I can’t afford to get it fixed.
I know I put myself in this situation, but I am desperate for some kind of help. I don’t want to go to my family, and part of me feels like I can’t go to them for fear of them telling me they either can’t help (which has happened) or that I made this mess and that I have to fix it, or my favorite saying ‘that’s life’. I have been feeling like I am on my own and just feel this weight of all this debt just drowning me. Any kind of help would be greatly appreciated!