My name is Denys (Denise) and I’m writing to request some financial assistance.
I cannot recall a time when I have ever had enough money to cover all of my monthly bills; I always seem to be $800+ short. The past due amounts and late fees continue to pile up as I’m put in the position to try to move other bills around in order to pay something towards the balance. I changed jobs about a year ago in hopes it would improve my situation, but as the saying goes… “more money, more problems”.
My children have NEVER had a birthday party and never get more than a $20 gift from me because I simply cannot afford it. My kid’s birthdays are in August and September which is right around the time school starts for the year. I always have to explain to them that we NEED things for the new school year and that we WANT to have a birthday party… necessities take priority. It’s the same thing for Christmas. It eats me up because they are always so excited for their birthdays/ Christmas, but when the day comes mom is unable to deliver :(
My oldest child (19 years old) recently graduated high school and started college. I was blind-sided with all of the fees associated with senior year and the 1st year of college. My monthly expenses are already extremely tight. I cried many nights wondering how I was going to purchase my son’s senior package, get the things he needed for prom, pay for his college visit field trips, or how on earth to pay the tuition difference for college after financial aid was applied. Not to mention a car. I wanted to get him a car so badly, not because he WANTED a car, but because he honestly NEEDS a car. He’s about 2 hours away from home in college and he works. He is in a city with no family and no vehicle. What if there is an emergency? I think about this all the time. My oldest child also helps me out when he can. Not too long ago our cell phones were off and he sent me $400 to get them back on. I would love to repay my son the money he worked hard for. I’m sure that $400 was probably 90% of his check.
I am currently 2 months behind on my mortgage and my car note. I sacrificed these bills so that I could get my kids prepared for school. I also currently have 2 payday loans that I took out to get my water and gas reconnected after they were both shut off for non payment and to also pay towards my electricity bill that was also at risk for disconnection.
I’ll be grateful for whatever amount you may bless me with. I would love to be able to catch up the 2 months on both my mortgage and car note. I would also love to be able to pay off the 2 payday loans that I have out. Even though it isn’t a NEED and even though he hasn’t specifically asked for it back, I’d love to be able to repay my son. He has a “child” account on my credit union account and I can see how much money he has. My son has no more than maybe $7 a day to spend. He has asked me if I could send him money, but in the same sentence says, “it’s ok if you don’t have it momma” :( Worst feeling ever! I’m supposed to be here for him to lean on, not the other way around.
I’m at work writing this and don’t have immediate access to any files to upload. Should you happen to run across my letter and feel inspired to help I’ll be more than willing to obtain this info and upload it for you.
Thank you for your time,