Hello. I can’t believe I’m doing this but I feel I have nothing to lose, given that I’ve pretty much hit rock bottom.
A year ago, my husband kicked me out and divorced me, taking everything (including my car) and leaving me with half of the credit card debt. I didn’t ask for anything because he was cheating and I just wanted it all to be over with. I also didn’t have the money to hire a lawyer to fight for the materialistic things. I figured I’d work hard and get my own things. Well, working hard I have been doing and it seems I just can’t get promoted or find even a second PT position. I pay my bills on credit cards that are just about maxed out and now I have a month to find a new place to live, or I’ll be living out of my dumpy, high interest car. The only one I could barely afford with no money and a ton of debt.
I’m also $40K in debt with student loans. I keep deferring them and they just keep getting bigger. Even if I got a better job, I wouldn’t be able to afford $500 payments for student loans! It’s insane. And don’t even get me started on medical bills I haven’t paid from when my ex and I were trying to start a family. Turns out I can’t have kids which is why he found someone else so quickly, married her and already have a newborn.
I need some sort of help here. I can’t seem to get out of this hole that my ex put me in and I just want to be able to enjoy life again. Find someone to love and be able to save my money instead of throwing it towards debt. Even $10K would help get rid of the credit cards and I can cut them up and never use a credit card again! I can put that $400 a month into savings to buy a home or a car that doesn’t break down once a month.
I always donate to causes, even if it’s just $1 and I always pay it forward. I could really use some good karma right now and if I received help, when I do get a better job and make extra money, I will for sure pay it forward to someone else in need.
-30 and not thriving