Dear friends, I am asking for help to pay off my credit cards, my husband is deployed by the army, and we are going through financial struggles, besides the credit card we have the mortgage and student loans. I kindly appreciate any help. God Bless.22.png)
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Child support arrears hindering me from providing to newborn twins grandbabies
Child support arrears are being garnished from my wages. It’s a burden that affects me and my daughter and her children too. As my credit continues to suffer, I’m finding myself unable to extend any financial assistance to my daughter who has just given birth to twins. But it’s not just any ordinary birth, it’s an emergency c-section because the twins were born premature and face multiple life-threatening complications.
My heart breaks with every passing day that I’m unable to help my daughter with the mounting medical bills, care for her newborn twins, and provide her with the support she needs during this difficult and trying time. All because I’m shackled by the weight of my unpaid child support.
Even though I know I should be doing more, making ends meet is difficult when half of my paycheck goes towards my past-due child support payments. The remaining amount barely suffices for necessities like food, rent, and utilities. I’m unsure about how much longer I can keep up with the payments and the constant harassment from debt collection agencies.
I never intended to fall behind on my payments. However, a series of unfortunate events, including job losses and health issues, left me with no choice but to prioritize my basic needs first. Despite my efforts, I could barely keep up with my child support payments and was eventually drowned in debt.
And now here I am, staring at my low credit score, feeling helpless and demoralized. I had always promised my daughter that I would be there for her whenever she needed me. But as much as I want to, I’m unable to keep that promise right now.
My child support arrears have robbed me of the ability to help my daughter and her newborn twins during a time when they need me the most. It’s a constant reminder of my past failures and mistakes, and it weighs heavy on my shoulders every day.
If there’s anything I can do to make it right, I will do it. I am reaching out and pleading for leniency and understanding, not just for myself but for my daughter and her family. Please help me make a difference in their lives, and I promise to pay it forward however I can, whenever I can. https://paypal.me/JoseY134?country.x=US&locale.x=en_US
Small catering business/ job cutting hours
Hello I am starting a catering business and been wanting to invest in my business, but unfortunately my job just recently started cutting our hours. It’s been making it hard of course bill and grocery wise but I’m not able to get the things that I need to invest towards my business and can’t book big events like I want to. I have the clientele but don’t have all the equipment I need. I would like to raise up to $10,000 but honestly anything would be greatly appreciated!
needing financial assistance for our debts/bills of $30,000
Today our bills/debts have become overwhelming to the point where we are just going further and further into debt.. we pay our monthly bills but with interest rates so high our monthly payments are paid but our debt is just staying the same, and in some cases growing.. Mostly it’s our credit card debts that are stopping us from making substantial payments to bring down and pay off our mortgage.. I work from home doing crafts to sell, trying everything I can from online so I can continue to work from home, or doing the odd hair services part time, as I have a brain injured adult son I care for from a past relationship to which his father is passed (without any financial support for my son), and my husband works 3.5 hours away from our home full time, so we only see him on the weekends (unless he works overtime, then we don’t see him in person sometimes for over 2 weeks or more) and his paychecks are only a portion of what he is actually paid because the mortgage payments take a huge chunk out as well as his fuel costs.. We have a house we want to sell but the interest rates at the banks seem to be hindering our progress there, buyers are shying from purchasing at this time. The last renter we had caused lotsa damage and caused a huge cleaning bill, we are now so leery of renting out.. as we just can not afford anymore damages. I am asking for help to avoid losing everything we have worked so hard for over the last 20 yrs of our lives so that we could be comfortable in retirement to which my husband has only 4 more years… but he is tired.. It pains me to see him work so hard for just pennies and he is getting tired and his age is really showing (he has no clue I am reaching out for help).. I am only asking for help with our credit cards.. With those gone we can start putting larger sums down on our mortgage and plan for it to be paid before retirement, so we can hopefully enjoy some of life before it’s over.. I know this is a long shot but it was suggested to me to at least try so that is what i am doing.. Our debt is over 300,000, but I am only asking for $30,000 so we can pay off the credit card debts. My hope is that this is enough information to catch the eye and heart of those more fortunate than ourselves to see fit to help us in these troubled times that seem to be affecting so many. With that said I thank you in advance and in return send you light and love and brightest blessings! Thank you for taking the time to read our story and take interest in our situation.
Sincerely Crystal Henderson
Grandma Got Evicted.
Hi my name is Sabra and I’m a 61 yr old grandma.
I’m asking for help to pay off my bills and a little help with getting a down payment for a car.
I lost my job at the end of September of 2022 and I was so sure I could get a job quickly but that didn’t happened. I’d never had a problem before getting a job. But then again I’d never was a 60 yr old women looking for a job before. I’m not kidding I sent out 100 applications and resumes between the beginning of October 2022 and February 2023 I had some interviews mostly online. And while this was going on I ran out of money, I was evicted then I sold my car so that it wouldn’t be repossessed. I did get a job finally as a telemarketer (not my dream job) but while in training I got The Norovirus it’s only supposed to last 2 or 3 days, nope mine lasted 9. I also have an auto immune disease, so my dr explained to me that’s what caused me to be sick so long, he also said that it could’ve killed me. I don’t recommend it as a weight lose plan either!
Needless to say the new job let me go due to missing so much training. I don’t blame them.
If you’re wondering where I am staying, I’m at my daughter and son in laws home. I’m very thankful that I’m here but you can tell my daughter really doesn’t want me here. She waited till I was evicted before she said okay I could come stay, if she would have let me come stay sooner I don’t think my total on my debit would be as high as it is now and honestly my son in law had to really push her to say yes.
The job I have now is in collections, I don’t recommend it. I’m looking for something different and I found one but it is 30 minutes away but does pay very well. I just don’t have a car and really can’t get one because of my credit score, I could if I had a co-signer but the kids want to buy a house in 2 yrs and they don’t want anything like a co-sign on a car or an apartment show up on their credit reports. I get it but my lease would have been off of there credit before they started looking for a house.
I’ve never been in a situation like this before in my life. There have been hiccups but never anything like what I’m going through now. I just thank God I have a roof over my head.
If you can help in any way it will be greatly appreciated.
Thank you.
www.PayPal.me/SabraBorger
I put some pics from Credit Karma to show some of the collections, my name isn’t on those pages sorry about that plus’s I have $5600 from the collection agency that is for the Apartment Complex as soon as they send me another email I’ll put that on here too.
Quest to preserve Heritageand Culture
As an elder with a lifetime of experiences and deep appreciation of cultural diversity, I am determined to take a meaningful journey to preserve and celebrate the hidden gems of underrepresented cultures for the better of future generations.
Embracing Wisdom: Drawing from my years of experience, the project will emphasize learning from the wisdom and knowledge bearers of various underrepresented cultures. These elders hold the key to our past and can guide us toward a more harmonious coexistence.
Cultural Documentation: By engaging with local communities and conducting interviews with cultural practitioners, the project will document the art forms, oral histories, and customs that are at risk of disappearing.
Healing Through Expression: I believe that through the celebration of diverse cultural expressions, we can heal and bridge gaps between communities, fostering a deeper understanding and appreciation for our differences.
Intergenerational Connection: The project will actively involve younger generations, ensuring that the knowledge and appreciation of these underrepresented cultural expressions are passed on to the next era.
Legacy and Heritage: This project aims to create a lasting legacy of cultural heritage that will endure for generations, honoring the contributions of past and present communities .
As I embark on this quest to preserve and celebrate underrepresented cultural expressions, I seek YOUR to make this dream a reality. With your assistance, this project can thrive and contribute to a more culturally enriched and inclusive society, leaving a lasting legacy for generations to come.
Car
Over the last few years I have struggled financially due to losing my partner to a tragic accident and having to rely on his abusive family that I have finally escaped from.
I live in a very rural area as this is the only place I could afford but finding work has been impossible. I was let go from a remote online job because my internet was too slow. My car broke down and I can’t afford to replace it. This was devastating and I ended up in terrible credit card debt as this was my only way I could keep up with the bills.
I don’t want to live on social security but I don’t have a choice and now the power company are taking most of it to cover the winter hydro bill. My choice was eat or freeze and I needed both of course.
I am desperate to get home to look after my mother who is sick. If I had a car I could find work and be able to save up for flights home.
This is also no place to raise my 13 year old son. He is smart and funny but so lonely as there are no other children for miles. If we could just get a out of here, I could get him into a good school with after school activities, he wants to be a footballer!
This money would be the start of a life that doesn’t feel possible right now . Not only would you be changing my life but bettering the lives of my whole family.
Thank you for taking the time to read this, and, please know, in advance, how grateful we would be for your help.
paypal.me/gemmabolton1776
Out of wok due to medical condition
Beautiful day. I have never done anything like this before and am not sure exactly what information I should include. I have never asked anyone for help, but I have found myself in a position where my pride must be sacrificed to help my family. So, I guess I will just begin.
Both my husband and I have jobs and despite not having an income that would allow us to have a mortgage or even rent (our house is paid for, but it is only worth about $10,000), we usually live paycheck to paycheck and have some money left over to eat out and occasionally have money to purchase something we want and not just need. So, what is the problem now, you ask? Besides inflation, that we have all become subject to, my husband unexpectedly started experiencing back issues to the point that he could barely walk. He is a truck driver by trade and could not drive. After going to several doctors and having CT’s and MRI’s we found out that he has several bulging discs and pinched nerves. He has been getting shots in his back and they are supposed to cauterize nerves. After seeing a chiropractor and starting the shots he was able to start back to work. Not consistently, but bringing in something, this was after about two months. Then he was bit by a German Sheppard in the hand. He received twelve stiches in his hand, the palm. And it also got infected. So, there was another month without work. You cannot shift gears with a dog bite in your hand. So, where we were normally using two incomes to pay for bills, we only had one. We did everything we could to stay afloat. I used my bonus to pay for bills and we sold what we could to pay bills. I had planned to use my bonus to pay off a couple of small credit cards. He is now back at work full time, but not getting a 40-hours per week. I have also been having medical issues and missed work due to that. I have been trying to just suck it up and work. I have something wrong with my arms, they say a lot of things, but they still hurt. I also suffer from PTSD, anxiety, and migraines. Since we have been married, we have never had any huge financial problems and it is distressing. This year we will have been married 13 years.
Now, the finances. I pay for everything I can with the money we have. While he was out of work, I used a credit card to pay for our bills or to buy groceries, stuff like that. Before that we used the credit card to update our bathroom, which the hot water heater does not work properly. That is another story. But I was not initially worried about the credit card because before, when he was working, I was able to make the monthly payment. Now I am not able to keep up with the minimum amount due. I cannot make the payment. I owe $18,000 just on this one credit card. Just to kind of give you an idea of what we also have I have a solar panel payment, I still owe $17,000 on those and I have a 401K Loan, there are a few other small things, but nothing that is a huge deal, the others are minimal, and two are almost paid, and I haven’t been charging anything else. If I do not have the money in my checking account, we do not get it, even if we need it. Oh, and the solar panels made a tremendous monetary impact on our electricity bill. Also, our house is falling. Parts of the house are sitting on the ground; my house is peer and beam. There is a huge hole in the laundry room where the roof leaks. We have tried numerous times to fix the roof and we cannot get it to stop leaking. And now there is not only a hole in the ceiling but one in the floor from the leak. I am sure we have black mold; we have just been ignoring it because we cannot do anything about it. I cannot push the washer and dryer all the way back because the floor is so weak, plus there is that hole. We were in a position where we were trying to save money to build a new house, one that does not leak or sit on the dirt. Now that is out of the question until I can at least get the credit card paid off.
Anything anyone could help me with would be appreciated. I am not looking to take advantage of anyone, and I feel bad even asking for help. I just did not know what else to do. If my husband had been able to work, we would not be in this circumstance.
Thank you so much for reading,
Tammy
Pay pal: Tammy Brock@TammyHolder563
To Fish for Life
Since I don’t know where to begin, I’ll tell you how I ended up here. I have always put other people’s needs before my own. I like helping those in need when I have it in my power to do so. I am currently helping my disabled mother, someone who I have always supported. I am not blaming anyone for my situation. I take full responsibility for my life. However, my desire to put others before myself, and poor decisions on my part, are the two reasons why I need some assistance.
My decision not to further my education right after high school was a big mistake because it impacted me financially. Postponing college affected the kind of jobs that I was able to secure. Most of the jobs paid low wages. Sometimes I was fortunate enough to find a job that paid just above minimum wage. However, I can count those jobs on one hand. As you can see, I was financially distressed the years following high school because I was only working for pennies.
Why did I decide to postpone college? There are two reasons why I decided to defer college, one being financial and the other one being family obligations. Unfortunately, the money was only available to fund my education if I took out a student loan. That was not an option for me. I was not interested in taking on student debt.
In addition to trying to evade student debt, my mother was struggling financially. Going to college, and enjoying college life, did not feel right considering my mother’s financial predicament at the time. To help my mother, I found a part-time job immediately after graduating high school. In short, deferring my education to help my mother was the logical thing to do. Although I waited to attend college initially, I decided to go later.
Despite my attempt to increase my income by going to college later, I faced many obstacles. I did not have the financial support of my family. Also, I had to work part-time to have money for meals and books. I didn’t have reliable transportation, so I would have to leave home early to arrive at class on time. I only had a little study time because I spent most of my time traveling to school. I had to study whenever a time slot was available. Lastly, my mother was struggling to pay the bills. As a result of my mother’s financial situation, I constantly worried. As is evident, furthering my education proved to be very challenging.
Although I wanted to graduate from college, money, and family obligations made my desire impossible. The increasing student loan debt was my main reason for withdrawing from college. I’m not too fond of debt, and I wasn’t sure if I could find a good job after graduation. While in college, I often worried about money and my mother’s health. These two things made it difficult for me to concentrate on my studies. Once again, my aspirations had to wait.
Today I am still being impacted by the decisions that I made in the past. I work full-time at a job that pays just above minimum wage. Every time I try to improve my situation, finances hold me back. I cannot set aside a decent amount for groceries when I pay my monthly bills. I buy groceries if I have money left over after paying my bills. If I try to factor in money for food, I cannot settle one of my bills by the due date. Some days I eat nothing. I often go to work hungry. I feel ashamed about my situation. It hurts me to write this letter. I am not trying to get someone to feel sorry for me. The purpose of this letter is to help everyone understand my situation.
As a single adult, $3,600.00 will feed me for the next 12 months. However, any amount you can give will be greatly appreciated. Thanks for taking the time to read my letter.
Thank you,
https://www.paypal.com/paypalme/lessiechester
Family, Medical, and Business Help
Hello,
My name is Wolfgins Valable. I live in Santiago, Dominican Republic. I am 35 and looking for some help to assist my family and I. I have 6 younger siblings, plus parents are and grandparents are deceased. My siblings live in Haiti, and I do my best to help them with shelter,food,and school, but it’s not easy.
I work as a customer care rep, yet am homeless at the same time. I have been living in an abandoned house for a few weeks now. The house has no water or electricity. I am looking to get an apartment for me and my younger siblings. I want them to move here and handle school. Things in Haiti are not good.
I have opportunities to work from home and earn double what I earn now. I need a place to stay, a laptop, router, internet and customer care headsets.
I also have a product that I make for cleaning all footwear that I make and want to make a business of because it’s good. I have people in the USA waiting to support, but I must get things together.
I need medical help also. I am halfway blind in one eye, pancreatic cancer, and I walk around with a concussion. I went to hospital and clinic, no money to get what I need and medicines are expensive.
I am looking to raise $20,000 for an apartment, medicals, laptop, router, internet, and customer care headsets. Plus I want to help 2 of my siblings come here legally,so we can build a family business together. Honestly I can do with more because I have a plan, just lack the finances.
UNUSUAL SITUATIONS
WHERE TO START
I have had some unusual situations in the last four months. Just want to say Thank You for the generosity you are giving to all that need your help. This is my first time asking for help in a long time, but never like this. But help is difficult to find, so when I learned about you wonderful people I just had this feeling that I could get the financial help I desperately need. Well I moved into the apartment with my partner and the rent was $1,200 a month, everything was going great. Then four months ago my partner just left, I am still not sure what happened, have not talked to him since. So he left me with all the bills, I was able to pay April’s bills, then came May, June and I started to get behind. I do work but have not been getting to many hours do to it being very hot in Nevada, and my job intel’s me working outside and the heat is very exhausting. Tried to get help from resources and never received any help, as I am writing this letter for help. I also talked to my landlord and explained to him my situation and he said nothing, right after that I could never get intouch with him to find out what I could do to catch up on my rent, he never responded. So I was evicted on July 11, 23 with just the cloths on my body and my phone and ID, I had no idea that this was happening because I did not receive any notice. Then I was told I have up to 30 days to get my property or else ey would keep it. I have been waiting to see if I would receive any help from those resources but could not wait any longer, now I only have two weeks left to get my property. I need help financially to rent a moving truck and movers, as I have no male family or friends that are able to help me. I am now staying with someone that I am paying to stay there and I can not stay here to long. I would like to move to Utah and have a new start in life, my friend says she would help me find employment. I also brought a fixer upper car, so I would not have to pay a monthly bill for one, the car needs more work done. Mind you when I rented the apartment and brought the car I had help, not the case now. So I really need financial help with the move to Utah and for a month to get on my feet. I know it seems like I need a lot of help, that is because I do. Really in despair and need your help. In the past I have also donated to (Feed The Children), that is when I could do so. I am a very giving and loving woman, I just need some of that love so sad that things have turned out this way, I work so hard so these kind of things would not happen, but you know what the say (When it Rains it Pours). So anything that you can donate would mean the world to me. I just started all over again about a year ago, I try to remind myself that the pain I feel from the disappointment that I have is only for a moment, and that we are only human. It does not make me bitter and I will give people chances and not take it out on them for someone else actions.
Thank You All For Saving My Life
You can send donations to https://www.paypal.com/paypalme/Egyptians6777
Single Mother of two in need of financial help
Hello, I am a single mother to a five-year-old girl and a three-year-old son. I am asking for financial help until I can start my new job in October for a medical assistant position. My last day of work was June 15th, 2023. And up until now I have exhausted all of my savings to keep me afloat. Before I can start the medical assistant position, there is a 12-week training that I will have to take prior to starting the job. Unfortunately, during the training I will not be getting paid. I have looked into getting my CDL, but I will have no help when it comes to my children. Their fathers are not around. I have one on child support and he has not made a payment in a month. And I have a court date in October to put the other father on child support. My mother and big sister both passed away in 2018. I have signed up for food stamps, so food isn’t a problem, and I just used the rest of my savings to pay for rent for August. Also, my kids will be starting school in September. Please help us, anything will do.
Thank you so much, it’s PayPal.me/p3findime
Chest freezer and a full pantry
Hello,
As we are all well aware of the cost of living these days is making it hard to live. I do not have a fancy degree or job. I work full time but rarely get a full 40 hour paycheck. I rent my friends basement which helps us both financially. The hardest part is that after paying bills there is little money for groceries. I do not have cable or streaming services or any other kind of frivolous services. I barely have clothes in my closet. Sometimes I feel like if I could just get ahead on grocery necessities then maybe I wouldn’t be so stressed about choosing between bills and food. I am obese in part due to food prices. I eat what is cheap and that is not the best option most times. Just to have a chest freezer full of lean meats and healthy food in the pantry would give me some serious peace of mind. I also have two grown daughters and two very young grandsons I try to keep fed too. Just basic needs is what I need more than anything else.
https://paypal.me/TamieDawnBritton?country.x=US&locale.x=en_US
Payoff Debts for Retirement
I owe $10,595 to the IRS and $16,142 on a loan. I am 72 years old. I had a life partner of 17 years who passed away suddenly from cancer. This cut my monthly income in half. I also have a son who was 36 when he was shot. No parent should ever live longer than their children. I have been working two jobs to help pay my bills. As I am 73 years old I would like to get my debt paid so I can completely retire and enjoy my Grandsons and travel. I owe a lot of money to the IRS for 2018 because I cashed in my Pension Fund and didn’t pay taxes in it. I owe $3,840.30 for 2018. I owe $747.22 for 2020, and I owe $403.73 for 2021. I owe a lot for 2022 because I went back to the Lawfirm I retired from after working there 22 years. The attorney I worked for asked me to come back and train his new Secretary on a Program that only his Secretary uses. So I trained her from Jan-Aug 2022. Then she quit in December. I was supposed to be paying payroll taxes on what I made but I did t know how to do that. Therefore I owe $5,604.91 for 2022. The amount I owe for each year changes daily because the IRS charges a penalty/interest for each day the balance due is not paid. I pay $150 per month to the IRS to cover the amounts due for 2018, 2020, 2021 and 2022. This payment is due in the 24th of each month and is automatically deducted from my checking account on the due date. Since the Secretary I trained quit in December, in January 2023 I received another call to train another Secretary for the Attorney I worked for for 22 years. I worked from January 2023 through June 2023 training this new Secretary. Therefore I will also owe taxes on the money I have made this year. I have a loan with OneMain Financial which has my 2018 Buick Encore as collateral. This loan has a balance of $16,142. I paid off bills with this loan. The payment for the OneMain Financial Loan is $505.61 each month and is due on the 25th of each month. This payment is automatically deducted from my checking account on the 25th of each month. I also have two credit cards I owe money on. Ally is owed $1,588.35 and Mission Lanr is owed $957.37. I realize I have made a lot of financial mistakes and I am working to get these issues resolved. I hope to get everything I owe paid off so I can totally retire and enjoy the last of my life. Any help I get from anyone to help me payoff all of these bills I owe is greatly appreciated. Once I get these things paid off I will keep everything paid off.
My PayPal email is: piening051@gmail.com
Aspirations in Motion
Good day family, friends & supporters,
LIfe can be such a beautiful thing once you decide to make it your own. I have begun to transition my life in this direction. For most of my life ive always been the one to dedicate my time & care to others, like my mother for the past seven years. I was fortunate enough to care for her full-time. Spending every good day with her to her last days. I miss her so very much.
So now im giving myself the opportunity to fulfill my dreams & aspirations for the first time in my life. I’ve decided to move myself & my 2 girls(Furbabies)to Las Vegas. With the world changing so quickly with vast opportunities abroad, I’m taking a chance on my own business with a friend on a 50/50 partnership.With a few profitable side hustles to pay the bills until our business takes off. Im so excited about my new future ahead. I just need a little help getting there. Thankfully i have my moving truck & car trailer rented. We were fortunate enough to find a reasonable rental house . Move in is 3,400.00 divided in half is 1,700.00 plus the 531.99 for gas totalling 2,231.99$ Any donation would be more than appreciated and I thank you so much for your support in helping me with my destiny. For every 50$ donation, ill personally give a thankful shout out to social media. Every 100$ or more I will make a personal video for you and keep you posted with my travels and arrival. Without support from the dreamers, the entrepreneurs and supporters my destiny wouldn’t be fulfilled. So I sincerely, full heartily thank you again.
Its 1,166miles=16hrs43minaverage gasprice 3.65gal=531.99$
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