In 2015, due to the family activity going bankrupt after the economical crisis, I was forced to sell the house I was living in to partially cover the debt. Previously I had to quit my job due to increasingly exhausting conditions, so I had no chance of finding a new place to live in and I moved back with my father’s family.
I found a new part-time job as an IT tech in 2016 and in 2019, when it finally turned full-time, I was able to ask for a mortgage to buy my own apartment (thanks also to a small sum inherited from the passing of my grandfather). Due to the COVID pandemic and subsequent lockdown, it took a few months to finally move in with my fiancèe and her daughter.
She had just lost her job (full time shifts in a bar for less than a part-time salary) but I managed to cover all the expenses with my salary and regular weekend shifts at a restaurant. I was able to pay the mortgage plus all the expenses but I was left with nothing to put away, plus we both had to postpone dental treatments and I had to give up psychotherapy which I needed for anxiety issues. Anyway, I was able to make ends meet until the start of 2022, when I was presented with the updated condominium expenses, which practically doubled due mainly to the increased gas price(I already had a hard time paying them the previous year). Also my electrical bill has doubled and who knows how much will increase in the next few months.
Right now I had to stop paying condominium expenses, it probably won’t be an issue for a few months but I won’t be able to spare enough money to pay them all when they will amount to thousands of euros.
In the meanwhile, also the interests on my mortgage increased, raising the monthly payment of a good 35% (that alone was already a third of my salary).
On top of that, our dental issues can’t be postponed any longer and I was already presented with a quote of almost € 1800 (way more than my monthly salary) and we still have to get my fiancèe’s quote.
My fiancèe is having a hard time finding a job having to take care of her daughter, who is six years old, just moved in a new school and was recently diagnosed with Asperger’s.
I also have to take care of my older cat which has chronic feline asthma and will need to take cortisone shots for the rest of her life, while the younger cat has a paralyzed leg due to neurological issues and will need to undergo surgery to remove the limb.
I just had a pay raise which was supposed to make it easier but it’s been already eaten up.
To cover the condominium expenses I will need roughly 5000 €, hoping that next year the prices will go back to being more manageable and maybe I’ll get another pay raise.
Another 5000 € will probably be needed to cover the dental expenses of both of us.
I am grateful for everything that I have right now and I’m living in constant fear of losing it again. I feel bad asking for help while there are so many people who are in worse situations than mine, but I’m starting to lose the purpose and I really need a little break to start living my life again and not only worrying all the time.
Thank you so much for reading.