My Name: Joshua
From: San Antonio, TX
I feel like I am stuck and at the end of my rope with trying to find a way to bounce out of this debt, and start moving forward in my life. Its not much compared to others, but its enough to where the past 3 years of my have changed how I am. 4 years ago I discovered credit for the first time, and didn’t think about the way it could impact life. All I saw was that I could get these un-necessary items immediately, instead of saving up and really feeling the satisfaction of the purchase. It was exciting, and i went out and applied for credit and financing wherever I could, for whatever I wanted. For a while, life was great. Then everything started to take a downhill turn, and in the past 3 years I lost my baby sister, my mother, my fiances father, and her mother as well. With those added events, emotions, and expenses, my debt grew greater. I tried doing whatever side jobs i could to earn more money, to pay it off. I tried making Youtube videos, streaming entertainment via Twitch, grabbing a 2nd job in the real world, looking for any side jobs I could do. But the same thing would happen. I would dive into those options, and my current life and main source of income would suffer, and I would have to give these alternative income options up. I’m at a point now, where I’m just barely getting by month to month, but that is with a lot of undeserving help from others.
New issues are rising now. My vehicle is on its last leg, I found out that the suspension is shot, and that 2 of the disc rotors need to be replaced, and on top of that the transmission is now chipping and breaking, causing slips when driving to and from work, we have a ton of work to do at my fiances fathers house before we can start the probate process, plus he had 2 dogs there that we have to make sure a fed and watered daily. Code compliance is taging his vehicles on the lot. On top of all that, my own body is starting to run into physical problems now, which i can only imagine is related to the piling stress that just grows and grows, and im just, stuck or lost, i dont know, i just dont know what to do, and THEN i still catch myself giving money to homeless people, street beggers, i ended up buying some guys hygiene, supplements, and cans of beans in the grocery store the other day with my last 80 bucks for the next two weeks… and.. this whole paragraph just turned into a mess…ultimately i am just hoping someone on here who is in a position to help others, can help me take care of this debt.
I know where i went wrong, and the mistakes i made..i’m a smart guy, i just have this weight on my back that’s just defeating me.. If you give anything thank you so much. i’m sorry to have to be here asking for money.