Hello my name is Destany, I’m 19 years old, and I never thought I’d have to reach out in a way like this. I’m lost and stuck, but happy I made the decision to move home and help my father recover.
Im reaching out for help because I am currently unemployed due to emergency move and it has me in a hole with my bank. I’d like to get in under control before it affects my credit score.
My fiancé and I first moved to help care for his brother whom had cancer and gave up on treatment. My fiancé’s brother passed a couple weeks after we moved there. After he passed we started looking for jobs, which didn’t take long to find for my fiancé. By the time I found employment, he got us caught up on bills but still tight and close to dead lines.
I got to work for 4 days before I got a concerning call regarding my father. He had an infection in the right side of his brain which caused it to swell and bleed, along with shifting his brain to the left. He had two different surgeries or of which being emergency surgery. After spending a couple weeks in the hospital on antibiotics through a picc line, he was being released to recover from home. Due to him living alone he would’ve needed a hospice nurse to check on him a couple time, or needed a family member to supervise him.
Since there was no way my father or any of our family could afford a hospice; I knew I just needed to move home and help my dad. I talked to my fiancé and the only way we could afford moving home was to overdraft my account.
So, now I’m unemployed again and my account is just decreasing more due to not being able to start paying it back. Again, I never thought I’d be this lost and stuck being 19.
Please help me clear my negative balance before it affects my credit score. TIA