Good day, I have made a lot of bad financial decisions in the past, I have often placed others financial situation before mine, giving them money to their bills and financial needs. I have lost money as well trying to donate to other personnel’s business ideas as well as the bank’s investments scheme along with other quick flip investment strategies available.
Every month I would say, let me get it taken care of next month, then something else comes along, then I say next month again or the next. Which then leads to various loans and credit card debts pilling up more and more over the years.
I have always been kind to others, making myself uncomfortable for others to feel comfortable over the years ensuring their utility bills are cleared, have groceries and more however what I wasn’t doing for all these years was budgeting and actually sticking to an actual budget.
Now in the last year I actual budget and try to stick to the budget, which is good for me, however all I have done over the years has finally caught up with me and at this point I have to realize that I need help to set myself right and free from the financial burden I have placed myself into.
Currently it has been a struggle to clear my loans and credit card debt. I have racked up a credit card bill of over $450,000 (local currency) which is a struggle to try and pay off as the months go by as the interest adds on. Two loans also hang over my head with both at $100,000 (local currency). The most recent one was taken to try offset some challenges I been having with my household and vehicle, which is when I decided that enough is enough and help is needed.
I just need to clear these burdens so I can set my life right with my family and start working my way to financial stability. I have always helped persons around me no matter my circumstances and I have refused help in the past to say “I will figure it out” but now I realize that I can’t do this alone. I just need help to clear my financial debts and I promise to strive for financial stability while taking care of my family’s needs.
Trying to do this on my own has been hard and has taken a toll on my mentally as well, while still putting a smile on each day trying to make others laugh and giving them love and care as I normally do but it still looms burdening me
My country’s currency is currently 1 USD to $148, I know it may not be the amount request but $5000 USD would certainly clear the debts and allow me to drive towards financial stability
Any assistance would be greatly appreciated
Snippet from Credit Card Online Statement below ( stated in local currency)