Son’s message: I am a 14 year old boy who wants to live financially free when older and wanting to now help my parents financially as they are on benefits. I came across a youtube ad that was promoting a online course for marketing. They promised i can make minimum $5000 a month so i was immediately interested. I wanted to help my parents. However, the course was very expensive. It was $1497 (£1235). I thought it was worth it so asked my father for the money. I was very scared as he gets angry when i ask for alot of money but i explained to him i can make $5000+ if he gives me this money. I kept convincing him until he gave in. I wish he hadn’t. He had given me £1100 and I used £100 of my savings to have enough for the course. I proceeded to buy the course on that very same day and this was the biggest mistake in my life.
After Buying the course, I started watching the modules. There were many modules and they were very long videos. At this moment i realised my exams which determined which set/class i was going to be in next year. This mattered alot and i have not revised yet for it. It was difficult to revise and watch the modules at the same time. To make it worse, my dad wanted fast results. It was making me really stressed. It suprises me how your life can be going so well and suddenly go downhill. I told my dad I could’nt get fast results. My dad asked me to send a email to request for a refund. I asked for a refund
I made a mistake. I didn’t read the dam terms and conditions before buying a course which costed this much. It didn’t make sense. His free training video said I can get a refund whenever but never ever mentioned these requirements. I had a breakdown at this point. The stress was really getting to me and my dad kept asking about the money. I didn’t know what to do so I told my mum about it and I didn’t want her to tell my dad. She was very supportive but wasn’t working so she couldn’t help me. I kept emailing them to have a refund. And they responded, saying they will provide a 50% refund. I kept asking them for a 100% refund but they never accepted. Since the stress was getting to me. I accepted the 50% refund.
This is June 17th. My dad asked when the refund was coming and because I didn’t want to tell my dad i only got a 50% refund, I told him the refund was coming in a month and he believed it. I wanted to make the money that i lost and pay it all back to him in that time. But i failed. I invested £340 of the £580 i got back from the refund and lost it all. Now i had £240/£1100. My mental health was going downhill and I didn’t want to destroy my relationship with my father. I Kept having breakdowns and didn’t know what to do at this point. One month later. It is now Mid July. My father asks where the money is and I said it will take until september. I now have £430/£1100 but i wont have enough when it is september. I am very scared as this money means alot to my father and if he finds out i lost it, Our relationship will be ruined. I regret not just giving 50% of the refund to my father. Instead I decided to make a stupid investment which made me lose all the money. I feel terrible about asking someone else for money but I need this. I wanted to enjoy this summer but my mental health keeps getting worse when i think about this money. I havn’t been going out much as i constantly think on how I am going to get this money. This all started because i wanted to help my family but instead i did the opposite. So if anyone would please, PLEASE, help me out. I would be forever grateful. I just want to stop crying…and sleep easy. Just even once…
I will link my mother’s paypal below. Please donate