I worked hard. I paid off my credit cards on time.. paid my car payment on time.. worked hard and built my credit as much as I could with 2 main goals in mind.
- To get a reliable car for myself.. (my dream car that I watched for years!)
- To get one also for my mom.
My whole life I had to watch her travel to and from work as a single mother of 3, in cars that were never reliable. She didn’t work close either, so even as a kid I had nightmares of her breaking down in unsafe places.
I managed to get my credit up enough to do both!!! IT FELT AMAZING!!! FINALLY, me and my mom BOTH no longer would have to worry about breaking down. <3 So, I feel so much appreciation for this blessing. Hard work does pay off.
However, I put my life and work and everything on hold once my sister had babies.
My baby nephew was born VIA C-Section and, a student nurse delivered him (because of a broken table and the Dr. was too short to reach.) .. She ended up breaking his arm and elbow in several different areas sending him into shock and it made him stop breathing. They sent us home under a “Flawless Delivery!” category. I stayed with my sister to help her, and so she could get some rest.. and we would notice that while changing his onesie he’d cry as if he was in discomfort? .. We didn’t understand why at the time so my sister took him for xrays that then showed his broken bones in his arm..
Long story short, I gave up everything .. to be there for my sister to be her babysitter/nanny/housekeeper so she could continue working for a living and not having to worry about her son’s safety.
I worked online, so I figured I could handle babysitting + working. But, it got very hard and I slowly began losing EVERYTHING. All of my credit, credit cards, and the last thing that I tried so desperately not to lose.. my car.
My sister at first paid me $200 a month to watch my niece and nephew and $100 of it went in gas and tolls. So, it wasn’t enough for me to pay anything with really. I was finding it harder and harder to have time to work because caring for 2 babies, one of which who is special needs is not easy! (Even though I did love every second of it. I’m the happiest aunt in the world to have these babies in my life!) .. But, it was just not enough time to babysit, work, and sleep…
I couldn’t ask my sister for more because I just have a hard time asking anyone for anything. When you can do it for yourself, there’s nothing better than that.. but also, I didn’t really have anyone who could even truly afford to help me when I hit my lowest.
It’s so hard for me to even write this. I’m not even 100% sure what this site is.. but I’m so desperate. Life without a car seems impossible. It makes me miss the days where I had crap cars that were at least paid off even though you’d have to dump all of your earnings in repairs..
Banks want nothing to do with me because I ended up letting my credit go. I had no choice, I wasn’t making enough money and I didn’t want to abandon my sister.
I now found my car, and I’m desperately trying everything I can to get it back.
I know it’s materialistic thing, and there’s many people out there who need things so much more desperately, but I can’t say that help wouldn’t be appreciated. I have no one who can afford to help.
My nephew is the happiest little 2 year old ever despite everything he has gone through, and that’s more than enough to make me appreciate things in life even when times are hard.