Hello to anybody that bothers to read this.
My name is Jo and I have been going through a bit of a rough patch in my life. The rough patch is *surprise* mental illness! And due to the mental illness, my credit cards have ended up racked up and with me living paycheck to paycheck and interest building, I am feeling incredibly anxious about how I am going to manage to pay them off. The most I am able to put down is the minimum payment every 2 weeks and it just ends up higher due to interest, which results in my cards being hundreds of dollars over my limit.
I am going to be honest, I don’t know the source of the depression I have been having. I have not been motivated in life at all and it’s so difficult for me to get anything done or be responsible in my adult life. I cleaned my house yesterday for the first time in a long time and I think it was the first step to being healthy. If I could pay off my credit cards it would be incredibly helpful in continuing my journey of living life as I should. I have never asked for help like this before, and I am too ashamed to talk to the people in my life. I really hope there is some understanding out there.
If you did make it this far, thank you for just reading and have a great day!
For anybody that would like to help,
here is my link