So, hi I’m Scott. I’m in my early 20’s and am still living at home. I’ve been through a little rough patch just at the end of last year with a bit of a gambling addiction, and racked up £30,000 in debt, after taking out loans after loans with silly interest rates, at first I was coping. I was able to pay it all off, and my spending cut down, but I didn’t take all of my bills in to consideration and slowly started going into my overdraft, it just kept building and building until I realised I needed help.
I looked online at all the possible options like an IVA and was going to go through with one, but before I did I thought I’d tell my parents and ask for advice. It’s safe to say that due to my silly actions they were not happy one bit. After a week or so after telling them and letting them calm down, we finally had a chat about what to do. They came up with the option of using their savings to pay off some of my debt and help me out, and I would pay them back £750 a month until I paid off the £15,000 I owed them give or take. (I sold some things like my motorbike and other belongings too to make up and pay the rest of the debt off). I also got the help I needed to sort my problems out and have been clean since, with all of my money going into an account they control to make sure I’m not gambling again.
The problem is now I’ve put them in a situation where they are starting to struggle and they need that money that they had used on me, and I feel so bad that I’ve put them in that situation and I can’t do anything about it. I really want to try to help them and not mess their life up anymore than what I have, but even after paying back these payments every month they’re still struggling and can’t do anything else. This is why I came here after a few google searches of ways to try and get money online. I just wanted to see if by some luck, some kind person would be able to help my parents out, after the situation I’ve put them in. I don’t have high hopes but it’s worth a try. Thanks for reading anyway if you’ve made it this far. If possible any little bit could help, but I understand that others here probably need the help more. I’m sure my parents will be okay eventually, I’d just love to be able to help them out if I could, and get them out of their situation.