Hello All, I’m a very prideful person but now it has gotten to the point where I need to reach out and ask for help with my debts. I work full-time and currently I’m in school attempting to make a better life for myself, but just when I get ahead a bit, something happens. For work, I travel every day 60 miles to, and from which is a little bit of wear and tear on my car but has been exhausting at times with a full school load on my hands as well. I’ve done my best to clear the debts that were placed upon me after my divorce in 2018, but everything that I do just seems to not be enough. On the morning of 10/23, my account went into the negative and I’ve exhausted any means to get assistance from any other source. I consolidated all of my debts into one major loan and paying it back has just become very tough. I’ve done well to clear about 20K of my debts but there is still about another 40K that still sits over my head that I need assistance with. This by no means is an ask for pity, but I’ve gotten desperate where I need help in the worst way. There are other smaller debts that I have been able to manage outside of this loan along with my living expenses.
For anyone who can assist me, I thank you in advance because I dedicate myself to stay on top of my finances and do the best that I can every day to live the best way that I can. My stepmom was recently diagnosed with Stage 1 breast cancer and is a diabetic and on this past Sunday, my dad’s seizures appear to have come back as he had one while in church. All is well with both now, but I’m just stretched then when it comes to trying to help my family and maintain what I have to do for myself on the daily. Stress levels are a little high now, but with faith, I know that all of this will pass. In the meantime, I’ll be looking for a 2nd job to attempt help with the debts and bring me back to a place where I have a little control over my finances again. Any help is appreciated with gratitude as I continue with my life to be successful. Thank you all!