As of now, I am currently a US Army Soldier. I have been in for almost 7 years and I have a beautiful wife and a gorgeous 8 month old baby girl. The pictures above is some of the debt that I have. The first one being a maxed out credit card, then a car loan and the last a personal loan. We basically live pay check to pay check. As soon as I get paid, all the money is gone. Bills, miscellaneous debt, groceries, baby stuff and what you see in the picture. My goal is to make a better future for my daughter and be able to support her financially as she grows up. I don’t want to be trapped in debt and one day she comes up to me and says “hey dad, can I get some money for school or I need some new school supplies”. I’m going to feel really bad if I can’t support her. The 14,000 dollar loan that was taken out was to get my wife out of a sticky situation. She was scammed by an online “job” and they over drew her credit card to almost 10,000 dollars. I decided to take out a load to pay off some other debt and to completely wipe her slate clean. Payments are almost 500 a month, car payment is almost 400 (kinda sucks but both vehicles are having issues I can’t afford at the moment so I’m holding out as long as possible) a month, not to mention other credit cards, phone bills, open credit lines that I have. I just got my tax return and we were finally able to buy new furniture… from Walmart. 85 percent of the furniture we have was broken, or coming off the street somewhere. I finally replaced the torn up couch we had with a new small couch. The bigger one was free but we got it off the side of the road 😂. Anyway, I don’t want to live pay check to paycheck. I want to clear this big debt, raise my credit score and be a better husband and father. I want to be able to spoil my family and give them the future they deserve. If anyone is curious, my wife does work but she just started. It’s also hard on us because I am currently over seas so she is doing everything by herself. I want to be able to provide for them more efficiently then sending them 200-300 dollars every paycheck. If you read all the way through thank you for your time. I’m only asking for 40,000. That would completely clear my big debt and I could start buying the important things for the house. New clothes for my family, better furniture then Walmart stuff, better care for the out puppies, just a better life. I’ll work my body to the bone just to make sure they are taken care off.