Hey thank you for making the time to read this. I’m not sure where to begin as I honestly never saw myself get to this point of desperation! I am 34 years old with 2 beautiful girls and an amazing husband. I will try and keep this to the point. We are struggling badly financially and I feel like I’m drowning. My husband is a proud hard working man and has an amazing job but sadly he hasn’t asked for a pay rise in 8 years which would definitely help our situation today if he was paid more. We had been fortunate enough for the last 2 years with having a bunch of savings that would be there for payments to mortgage/bills/credit card but that of course doesn’t last if you owe more than you put in the bank. For the first time ever we missed our mortgage payment. And we have a maxed out credit card which I have always been one top of and making sure it’s paid off in time and not be charged interest. Thanks to the COVID-19 outbreak it’s made my husband feel even more uncomfortable asking for a pay rise.
So now it’s come to this moment in my life where I don’t know where to turn or who to ask for help.
I came across this website this morning while googling how to get money fast. I’m not sure if this is going to work but I am that desperate I am going to give it a go and hope that someone, anyone with a dollar to spare can help me and donate some money. Just typing that out makes me feel so sick as I am a giver not a taker but here I am today asking for money to help pay my debt off my credit card and also help with my mortgage payments and the constant intake of bills coming in.
I am a full time mum and I love that I am here for my girls. Sadly I am unable to work as I have bi polar affective disorder which unfortunately gets in the way of life. I have a lot of supports I am in contact with fortnightly. Also I have my parents who help me out a lot. I don’t want to use this as an excuse but it’s my reality and it’s challenging everyday. I make sure I take my medication to keep me stable but that costs money and it adds up so fast with all the supports and medication I need. The financial strain is definitely taking a toll on my mental health. I see my doctor weekly at the moment as I’m struggling badly with headaches he even sent me to get an mri scan on my brain thankfully there isn’t anything serious there! But due to stress it’s causing these awful headaches.
I have been asking my mum for financial help and she has always been there to help and loan me money and I’m struggling to pay her back. She doesn’t work anymore due to having a stroke well over 1 1/2 years ago. So she isn’t really in a position to lend money.
I really am grateful that you have taken the time to read my post today. It’s not easy at all opening up and being honest about my financial struggles I’m sharing with my husband. It’s such a scary position to be in not knowing if we will be able to keep our house or have to sell just to pay off our debts. I truly am thankful for your time spent to read this and also ever so grateful if you are able to spare a dollar to help me kick start me paying off my debt.
I’m so sorry if I waffled on.
Thank you again for your time and to anyone out there happy to help.
Take care and enjoy your day!