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Last Updated: April 8, 2022

High Debt Low Income

Hi!

My name is Maria. I am a substitute teacher, student and mother of four (ages 18- 25, two in college). I also drive for door dash when I have spare time. I recently divorced out of a 21 year abusive marriage, in which I accrued quite a bit of debt from. Long story short I have far more expenses than I do income and I make too much to qualify for government assistance.

 I am not one to feel sorry for myself, I understand that my current state is ultimately due to a series of poor life choices and plain life as it happens (which I am also learning is just an accumulation of manifested energy). Over the past three years I have crashed a car (no gap insurance, Dumb on my part). I currently owe over $4,000 on that loan. I had money stolen from me by my children’s drug addicted father, who reports that I abandoned him and deserved to help pay his bills while I was moved out and providing for our children without his assistance. I have since switched my bank. However, I lost my job and relocated to help my daughter who broke her tibia, femur and dislocated her knee. I took on a subbing job which pays less and is not consistent and have helped my children with their own unexpected expenses which I am so thankful I have been able to do up until now.

I owe over $90,000 in student loans for an education in a profession that pays minimal (so ironic I have to laugh). I have approximately $25,000 in credit card and loan debt that I am behind on, $18,000 car loan. My credit score is now in the 400’s. My rent will be increasing by $100 in July. The list goes on and even if  I didn’t have all of this debt I would still barely be making it. The bottom line is I am at the end of my rope, I have applied for so many jobs. It seems like if it’s not one thing it’s another. I am asking with a hopeful and thankful heart for $100,000. This would help me pay off most of my current debt.  Even if I had no debt I would barely be making enough to cover basic needs. The bottom line is I am at the end of my rope, I have applied for so many jobs. It seems like if it’s not one thing it’s another. I am asking with a hopeful and thankful heart for $100,000. This would help me pay off most of my current debt and dig my way out of what seems to be a never ending hole.

I realize I need to make some career changes and that is something I am currently working on as I am finishing up my masters degree in educational leadership. My children and I have come a long way since parting ways with their father. I believe receiving this money would help to give me a fresh start allowing us to leave the burdens of our past behind and move forward in strength. I would be forever whole heartedly grateful for any donation, even if just a loan.

Sincerely,

Maria Ortega

(formerly Martinez)

paypal:MariaMartinez618

Filed Under: Uncategorized Tagged With: USA

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