I am an United States Veteran. I am purchasing my first house in my 50’s. I believe this is the cornerstone of life and in a marriage. I am getting married to a wonderful woman in the course of a couple of weeks after being with her for three years. I did not undertsand or knew the costs associated with buying a home.
Even though I am a Veteran, I still have to pay closing costs that totals a bit over $13,000.00. I don’t have to put any money down, which is an advantage but the costs associated with closing, getting home insurance, having my own inspector, and other little costs can be very overwhelming. One thing I can say is this experience has taught me a lot about buying a house.
Due to a very bad situation between my fiance and my mother, I am no longer at my mother’s home. Becasue I cannot move all of my things at once, and the space that I am in does not allow for all of my things to be moved in, my mother decided to charge me storage, which is the same as she charged when I lived there under rent. It’s hard to phantom paying for a place that I don’t reside in just because my belongings are at her address. I love my mother and I still think the world of her, but being the only child has its drawbacks. I always pray for my mother and I even though my mother that I love her even though she does not tell me that she loves me.
I made an offer on a home, and the nice Ranch home comes with all the appliances included and a home warrantee that the seller will give for the total of one year. After this, I would be responsible for. This home is perfect for what my soon to be wife and I desire and need. The offer was accepted and closing should be in less than a month. I humbly ask for help in the $13,000.00 closing costs. Not only will I be appreciative, but I will also pray for your increase in helping a Veteran, such as myself.
Some people say there are programs that will help with the down payment and/or closing costs. Again, I don’t have a down payment due to being a Veteran, however, the programs that they have require an income to debt ratio to be almost perfect, even though my credit score is where it is supposed to be. The one financial institution wants me to work on my credit over the course of seven months, but I am getting married in less than two weeks and to have our own home is our dream. Can you imagine being a guy and learning how humble this experience is for me being under the roof of anoteher man’s home? We cannot move in until October 1, 2023 because that is the time the seller promised his tenants when they have to move. The financial institution I have now approved of everything and the home inspection is going to be done over the course of a couple of days.
We all want to live confortably, but we have to take one step at a time. Getting our perfect home is within reach. Money can be sent to:
In advance… I thank you.