Hi and thank you in advance for reading.
I am a single mother to 4 children 2 are over the age of 18 and I have 2 boys aged 3 and 13.
I work 30 plus hours a week but struggle with getting childcare and paying for it to be able to work more. I also want to be able to spend some of my time with my children.
Back at the beginning of the pandemic myself snd my 3 year old were on the shielding list so therefore I could nit go to work. I was therefore furloughed but unfortunately for me I had been on maternity leave the year before and my furlough pay was based on my maternity pay instead of my current wage. This resulted in me getting paid less than half my income. I did phone the finance team at my work and was told this was how it was to be done so I was to receive 80% of my maternity pay from the year before.
This is where my troubles began. I ended up behind in paying my rent, my council tax and some bills. I have since caught up with my rent but was struggling to catch up with everything else. Things started getting so bad I took a loan out but that still did not cover everything.
Now on top of the stress of all this my gas and electricity has completely doubled. I am struggling to stay off the emergency. I have had to cut us down to 2 baths a week to save on gas and trying to make easy quick meals so my cooker is not on for long periods of time. This ended up in me taking a credit card out just to get the electricity on.
I am stressed all the time everytime I get a minute to myself or go to my bed it is all I think about. I can not sleep. I can not eat. My hair is falling out. My face is constantly covered in cold sores from stress and being run down. I am trying to stay calm and collected in front of my children but I am sure they know there is something wrong.
The last thing I want to do is ask a complete stranger for help but I am out of options. I have ended up taking out 5 loans in total and a credit card. I am taking payday loans out just to cover the payments on other loans and I am just constantly going around in circles. The picture is just one of the loans I have and I pay it every month then end up having to borrow it back again. I need £7000 to get me out of this mess I know it’s a lot of money believe me I know but I am hoping someone somewhere can help me and my family.
I can not ask my family for help as there finances are not the greatest and are on disability and struggling themselves.
I dont know what else to say other than thank you so much for taking the time to read this and thank you so much if you decide to donate to my life. The world is full of amazing people and I am just hoping that you can help me and my children.
My PayPal me is @aturnbull82
Thank you so much.