Hello all! This is my first time using this site after getting it recommended by a friend.
I’ll preface my post by saying I’m not expecting to receive anything but any funds I do acquire I’ll cherish and appreciate immensely. So here is my story.
In March my grandfather passed away from a drunk driver colliding with him. It was obviously heartbreaking to my entire family who have lived close to the man for decades, and I personally basically grew up in his house. The following months were chaos and turmoil as my father had to gut the house and fix what he could to prepare it for sale. My wife and I were conveniently looking to buy our first home for our family (us +4 year old daughter and beagle) during this time so we made the attempt to purchase the house.
We were successful in obtaining the house (built in 1900 by my great-great grandfather) but in the process since then have nearly wiped out our entire savings in making the home habitable for our family (including buying an entire set of refurbished appliances after my grandfather’s widow took them all when she moved out). Don’t get me wrong, I love this house to its core due to all the memories I’ve had here since I was a toddler, but a house this old is a lot of work. My grandfather, and his parents, and even their parents were simple country folk and handled a lot of their problems in-house (and by this I mean A LOT of jury rigging), which has in turn led to a host of issues arising decades later. Questionably safe electrical wiring, decades-outlawed plumbing setups, ancient fuel oil furnace that is legitimately just a money pit are among my daily trials and tribulations.
So, to summarize–in the past few months my wife and I have nearly emptied our joint savings account and I’ve racked up a host of credit card debt in the process of just trying to break bare even check-to-check while keeping up on the maintenance of the house. Don’t get me wrong–we are very happy having our first home (fix-it-upper as it may be) and my daughter is especially happy to have an entire house to play in instead of a grandparent’s basement, it would just be freeing and stress relieving to be able to pay my credit cards down and get ahead for the first time in what feels like forever.
So that’s it, that’s our story. To make a “TL:DR”, my family is living check to check after fixing up my recently-deceased’s 120 year old house to use as our first home. Any help that anyone would be able to provide would be vastly appreciated. Thank you kindly.