Hello, my name is Leilani. I have been struggling financially for a few years. I have credit card debt and loans that have accumulated through the years. It’s piled on from helping out my jobless boyfriend until he was flat on his feet, helping a friend out with a place to live when she had an abusive boyfriend, helping my friend with muscular dystorohy with her bills so her electricity doesn’t get shut off. I’ve also had my own share of things happen. I had a lot maintenance and car accidents that I’ve had to pay for and unexpected bills. I’ve had a few emergency vet bills to pay too. I’m constantly stressed about this unfortunately. I am trying to pay as much as I can off every month and I still feel like I’m drowning. I would be so appreciative for any help. Thanks for taking the time to read this.