Hi, my name is Kevin. I’m at the young age of 23. I dislike having to resort to this, but when I’m basically having to ask friends for money almost every week, it’s becoming more and more apparent that I need help. I don’t have a sob story of my family died, or was in a abusive relationship, my problem is simply my own and quite common and I’ll be honest, I dont deserve help. I put myself here.
At the young age of 18, I decided to open a credit account. I was doing well with it and decided to open another.. and that’s when I started getting bad with my spending and long story short I defaulted on both. Fast forward to 22, I bought my own car, got a place to rent with 2 roommates and opened 3 more credit lines. I was doing pretty well until my two roommates, who was my cousin and his girlfriend, moved out to buy their own place. I’ve barely made my payments on everything to prevent my credit being shot, but I’m maxed out on about $2000 not to mention rent, utilities, and $14,000 on a car. I just recently started a new career that offers phenomenal benefits and I work my 40-50 hours a week. Im not lazy by any means and do also attend school online and have loans out for those. Really all I wish to accomplish is to pay off my credit debt. My job can pay for my rent, car, etc but the credit debt is killing me because I keep paying on it, paying those I owe, making my other payments by myself and end up having to use my credit line again and it’s just a never ending cycle it seems. So, all I’m asking for is $2,000 to cover most, if not all of my credit debt. I’ll be happy to share screenshots of my debt (within reason) and also show me paying them off if needed. I do not however want to have to do anything illegal or humiliating to get the money. I know this probably won’t work, but you miss every shot you don’t take. Im just asking for a little help getting back on my feet. If whomever reads this isnt able to give the full $2000, any amount will help. I appreciate your time reading this. You may contact me for more info.