I am a hard-working busy mother of 3 like many others out there. I have come a long way in the last 10 years. I am married. I have gone through school from an Associate degree to completing a Doctorate degree while having 3 kids and dealing with my husband being deployed on 3 occasions for 1 year at a time. I had my oldest at the age of 21 and did not want that to stop me from achieving my goals. Honestly, I make good money now but during those years, I did not make great choices to get where I am at I now and have debt. I pay that debt on time every month, but I am strapped. It causes issues in my marriage and causes me a lot of stress. I want some freedom from all the issues that I have ultimately brought on myself without taking out another loan.
I know many people are in my situation. I am not more special than others asking for help. I work in health care taking care of patients with terminal illness. My husband is a solider we have been married for 15 years. I fear that this ongoing situation I am in is going to have a negative impact on us and I don’t know what else to do except be honest and ask for help.
I have had my ups and downs like anyone else. I have no excuses except those years were hard and I have had to learn the hard way about consequences. I was trying to raise kids while dealing with multiple deployments and keep going to school. It was challenging, emotional and I felt like I was still growing up myself.
My debt is credit card debt and a high interest loan from my past. I am on time with my payments but it’s hard because I did not care about interest rates at that time of my life. I have been learned so much and have woke up and committed to making better decision in the last 3-5 years for my family and I moving forward. Everyone has a story and while I am grateful mine is not worse It would feel great to get out from underneath this dark cloud. Please consider helping normal person climb out of a deep hole, I will eventually pay it forward in some way. Thank You for considering.