So this is a genuine plea for help, me and my husband currently live with my mum. Since we got married things went from 0-100 very quickly, my mother separated from her partner and took on the care of my niece, she had to give up work and found herself in a financial state, she was at risk of losing her home so we stepped in, moved back in with her and started to pay the rent for her, we have had to help her out with travels costs along with many other things, still doing what we can and being in need of a car myself and after spending thousands over the years on second hand cars we decided that a new car was the way forward, we wasn’t able to put down a large deposit as we had spent what would have been the deposit for our own home in helping out my mum. My payments are fairly high, shortly after picking up my car I received a call from my husband crying down the phone telling me that he had just lost his job, totally unexpected and very much an illegal firing, we could do nothing! I tried to hand my car back but was told I would have to pay a substantial amount of money to get out of the PCP deal I was in, 14 months later I’m still trying to hand the car back. We have had to use credit cards take out loans in order to make ends meet. We now have almost no hope of gathering the money together to get a deposit for our own home and still have debt we need to pay off. My mum is just about standing on her own feet again so it’s almost time we start to get ourselves sorted, I am currently working 2 jobs and so is my partner. We simply want some help to get back on pur own feet and try to start the life we should have nearly 3 years ago.