My family and i left Texas and moved to Ohio so that I could be back home. My parents aren’t getting any younger and I wanted to be here for them. I knew I was going to have to take a pay cut due to the fact that teachers in Ohio make less money, and it’s super hard to get a teaching job here. Little did I know, it is hard to get any job here. I have applied to over 50 professional type jobs and have not heard anything. I was subbing and we lived off of a cashed in retirement fund. Now, I have 2 minimum wage paying jobs, work about 75 hours a week and never really get to see my kids. I am running out of options and just see us sliding backwards into more and more debt.
My parents helped us out by buying our house. Now, we are supposed to buy it from them, but there is no way our credit scores are good enough now. We can keep renting from them, but I would like to get that taken care of. I still own a mobile home in Texas and they are about to start foreclosure procedures. I’ve had to pay the other bills and that has been the least important. But, if that happens I really will not be able to buy my current house due to a foreclosure on my record. Then, there’s the taxes. As I said, I cashed in a retirement account. Now, due to the fact that I could not find a career job yet, I had to live off of the money that I was going to use to pay the taxes for that. Since that didn’t happen I owe over $10,000 in taxes that I have no idea how I’m going to pay. Then, my husband thought he was having a heart attack so he had to go to the hospital. That bill is over $4,000. All of these things just keep adding up. I am at a complete loss about what to to.
We really wanted to have a fresh start in Ohio, but it is hard to do without any money. I’ve figured out a way to move bills around but I am out of moves. All I see when I look at my budget is our family never getting out of this hole. I am even thinking about moving back to Texas but no one else wants to do that again. The kids have made friends and really like it here. I don’t want to move either, a friend’s dad just died and I see all that is happening with the paperwork and everything, but I just want to pay my bills.
If I could get any help I want you to know that it would be so appreciated. I don’t mind working, but I really want to see my family. When school starts I really need to be there for my kids. Homework, dinner, family time, all of those are important in helping my kids grow up.
Thank you again.